How often should I review my report? You’re entitled to three free credit reports every year: one from each of the major credit bureaus, Experian, Equifax and TransUnion. Take advantage of all three. Checking your report allows you to review your financial health. You’ll see what creditors will find when they pull your report. It could give you confidence when you ask for a loan, or encourage you to take action to improve your credit experience. Pulling your report lets you check the accuracy of the information reported. Incorrect information could affect the outcomes of loan requests in the future.
Chapter 2: Credit reports
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