Features & Benefits • Open your account with a minimum deposit of $50 • Earn interest on the balance in your checking account 1, 13 • Prevent overdrafts with automatic transfers from an eligible deposit account or credit line. 18 • Use Online & Mobile Banking to manage finances on your time through a mobile phone, tablet or computer 2 • Skip the branch and deposit checks through your mobile device 3 • Move your money digitally with direct deposit, automatic withdrawals, and Zelle ® payments 4 • Go paperless with eStatements, eNotices, and eTax Documents 5 • Shop anywhere Visa ® is accepted with your California Bank & Trust debit card or credit card, 10 including support for Apple Pay ® / Google Pay™ / Samsung Pay ®11 • Get cash when you need it with no charges at any California Bank & Trust ATM 12 • One (1) fee waiver per statement month for transactions at non-California Bank & Trust ATMs. ATM operator fees may be assessed. 12 Anytime Interest Checking Anytime Interest Checking gets you more with convenient online and mobile banking tools, 2 interest on balances, and other loyalty benefits.
Fees Can the monthly fee be waived?
Yes, enjoy no monthly maintenance fee when you keep a minimum daily balance of $1,500 or a combined deposit and personal loan balance of at least $10,000, otherwise $15. 6, 6a, 6b, 6c
For additional applicable disclosures, please refer to pages 15 – 17 7
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