Senior Advantage Checking Designed specifically for those age 62 or older, this account provides the features, OnBudget Banking, and discounted fees our customers appreciate. Features & Benefits • Open your account with a minimum deposit of $50 • Move your money digitally with direct deposit, automatic withdrawals, and Zelle ® payments 4 • Prevent overdrafts with automatic transfers from an eligible deposit account or credit line. 18 • Use Online & Mobile Banking to manage finances on your time through a mobile phone, tablet or computer 2 • Skip the branch and deposit checks through your mobile device 3 • Shop anywhere Visa ® is accepted with your CB&T debit card or credit card, 10 including support for Apple Pay ® / Google Pay™ / Samsung Pay ®11 • Get cash when you need it with no charges at any CB&T ATM 12 • Use any ATM in the U.S. and California Bank & Trust will waive the first withdrawal fee at other banks’ ATMs each month 12 • Go paperless with eStatements, eNotices, and eTax Documents 5
Fees Can the monthly fee be waived?
Yes, enjoy no monthly maintenance fee when you keep a minimum daily balance 6, 6a of $500 or make at least $250 in ACH direct deposits 6d per statement month, otherwise $5.
For additional applicable disclosures, please refer to pages 15 – 17 9
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