Personal Checking and Savings Options Brochure 2022

Personal Checking

OnBudget Banking Account Designed for the budget-conscious consumers looking for a predictable, flat monthly service change with no overdraft fees and Senior Advantage Checking. Features & Benefits • Open your account with a minimum deposit of $25 • Spend knowing this account cannot go into overdraft status and that means there are no overdraft fees, insufficient funds fees, or sustained overdraft fees • Use Online & Mobile Banking to manage finances on your time through a mobile phone, tablet or computer • Make sending and receiving money faster and easy by using Zelle in our mobile app and online experience • Skip the branch and deposit checks through our mobile banking app • Shop anywhere Visa is accepted with your CB&T Debit card including support for Apple Pay ® / Google Pay™ / Samsung Pay ® • Get cash when you need it with no charges at any CB&T ATM • Access to free Cashier’s Checks when a paper check is needed • Go paperless with eStatements, eNotices, and eTax Documents • Call our U.S.-based customer service 7 days a week Fees Can the monthly fee be waived? No, this account charges a flat $5 a monthly maintenance fee that is not waivable.

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For additional applicable disclosures, please refer to pages 15 – 17

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