JH Vitality 1-pager

Reward your clients with Vitality PLUS It's easy for customers to achieve their health goals with John Hancock's Vitality PLUS. It starts with simple activities like taking the stairs instead of the elevator, choosing a healthy snack, or finding a few minutes to meditate each day. These small changes can make a big difference when it comes to overall health. • Accumulate Vitality Points: Your clients can earn Vitality Points for their everyday healthy activities. • Earn a Vitality Status: Each year, the number of Vitality Points clients accumulate determines their Vitality Status (Bronze, Silver, Gold, or Platinum). Clients must accumulate 3,500 points to earn Silver status, 7,000 points to earn Gold status, and 10,000 points to earn Platinum status. • Get rewarded!

Vitality status

Reward

Bronze

Silver

Gold

Platinum

Premium cash back

0%

Up to 5% per year

Up to 10% per year

Up to 15% per year

Earn an Apple Watch ® for as little as $25 plus tax, with regular exercise 1 Amazon Gift Card towards a one-year Amazon Prime membership when you reach Platinum status three years in a row 2 Complimentary Fitbit ® or other discounted device

N/A

N/A

N/A

25% OR 40%

25% OR 40%

25% OR 40%

25% OR 40%

Healthy gear discounts

15%

15%

15%

15%

Healthy food discounts 3

10%

10%

10%

10%

Exclusive travel discounts 4

10%

15%

20%

25%

Vitality Squares gift cards

Chooses 1 square per month

Choose 2 squares per month

Choose 4 squares per month

Choose 6 squares per month

Shopping and entertainment gift cards

Up to $250 per year

Up to $250 per year

Up to $250 per year

Up to $250 per year

Complimentary subscription to Headspace Complimentary subscription to Tufts Health & Nutrition Letter Complimentary subscription to Live More magazine Complimentary health check

year 1 only

year 1 only

year 1 only

year 1 only

LIFE-8956 6/24

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1. Apple Watch program is not available in New York or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie or heart rate thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved. 2. Amazon Prime benefit is not available in New York. Vitality PLUS members who have reached Platinum Status for three consecutive program years are eligible to receive an Amazon Gift Card in the amount of the cost of a one-year membership to Amazon Prime under the annual rate. Cost of tax and/or any upgrades to ad-free Prime Video subscription not included. 3. HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam. 4. Travel discounts are valid for 1 booking per program year. The amount of discount will vary based upon the Vitality Member’s Vitality status (Bronze, Silver, Gold, Platinum) and will only apply to the first $1000 of the booking cost. FOR AGENT USE ONLY. NOT FOR USE WITH THE PUBLIC. Premium refunds for the Simple Term product are based on factors like underwriting, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program. To be eligible to earn rewards and discounts by participating in the Vitality program, the insured must register for Vitality and in most instances also complete the Vitality Healthy Review (VHR). Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy. Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy. Insurance products issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116. MLI060524440-1

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