Shannon Law Group - March 2021

HOW TO GET YOUR CAR REPAIRED AFTER AN ACCIDENT IN ILLINOIS

No matter how serious or minor they are, car accidents cause stress. You didn’t expect to get in a wreck, and the accident wasn’t your fault. Now, you have to figure out how to get your vehicle back on the road as soon as possible.

Under this coverage, your insurance will pay for a rental car for a specific number of days if you’re in an accident. For example, your policy may cover up to 30 days of using a rental car.

What If My Vehicle Was Deemed A ‘Total Loss’?

Don’t worry — we’ve got you covered. In this article, we’ll guide you through how to get your car repaired after an accident in Illinois.

If your car was deemed a “total loss,” that means it will cost more to fix the vehicle than what it’s actually worth. As such, your insurance company will offer to pay you for the current market value of your vehicle.

1. Contact your insurance company and file a claim. Here’s a tip: You can select which insurance company you want to file a claim under if you are not at fault for the accident. You pay auto insurance premiums every month to cover crashes like this, so you should use it. Typically, your vehicle will be repaired faster if you go through your own insurance. 2. Select an auto body shop in your area. Work with your insurance company to select a highly trusted repair shop in your area and approved by your insurer. You don’t have to pick the first mechanic they recommend. 3. Transport your vehicle to the repair shop. After picking an auto body shop, work with your insurance company to transport your vehicle there. 4. Take advantage of your rental car policy. While your car is in the shop, speak with your insurance company and ask to use your car rental coverage if you have it.

– Joseph Shannon

‘BE A MAN’ BOOK GIVEAWAY

This month, we’ve giving away a copy of “Be A Man” by Fr. Larry Richards to anyone who requests the book, free of charge. Text MAN to 312-847-2428 to get your free copy.

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