Figure 12: WAYS TO SAVE: BIGGER DECISIONS – AUSTRALIA Ways to save: bigger decisions – Australia
2024 2023
63% 58%
Switching energy providers/phone/internet plans
62% 59%
Delaying large purchases (e.g. upgrading your car)
58% 52%
Cancelling subscriptions or memberships
57% 54%
Automating your savings (e.g. splitting pay into savings and spending accounts)
49% 47%
Switching/cancelling insurance policies (e.g. health)
46% 47%
Cancelling travel plans/travelling locally instead
45% 46%
Additional work hours or finding additional part-time work
Reducing borrowing behaviour (e.g. payday loans, ‘buy now, pay later’) or cancelling some/all credit cards
41% 38%
29% 29%
Refinancing home loan (to reduce interest) or selling investment properties
23% 21%
Delaying further study/qualifications
18% 16%
Selling vehicle(s)
16% 16%
Moving back home with parents/family
14% 12%
Selling investment properties
Q. Thinking about how you are managing your finances more generally, which (if any) of the following things are you currently doing to save money (if applicable to you)?
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