2020 Ace Retail Financial Report

Format Analysis

Conveni ence Hardware Stores

Conven-

High

Conv Hdwe Conv Hdwe Conv Hdwe Conv Hdwe

ience

Profit

Under

$800,000-

$1.25 - $2 Over $2

Hardware Conv Hdwe $800,000 $1.25 Million Million

Million

Sample Size

132

19

11

24

35

62

Typical Sales Volume ($)

1,869,036 2,768,217 589,104

992,963 1,530,321 3,179,787

Income Statement (% of sales)

Net Sales

100.0

100.0

100.0

100.0

100.0

100.0

Cost Of Goods Sold

60.3 39.7

58.8 41.2

54.8 45.2

58.8 41.2

62.7 37.3

62.9 37.1

Gross Margin Before Patronage Div.

Patronage Dividend

1.5

1.6

1.9

1.3

2.1

0.4

Gross Margin

41.2

42.8

47.1

42.5

39.4

37.5

Payroll Expenses Owners/Officers Salaries & Bonuses All Other Employee Wages & Bonuses Total Salaries, Wages & Bonuses Payroll Taxes (FICA, Worker Comp., Unemp.) Group Insurance (Hospital, Medical, Life) Benefit Plans (Pension, Profit Sharing, etc.)

4.5

2.9

N/A N/A 26.9

3.3

3.6

4.0

12.6 17.1

13.0 15.9

12.9 16.2

12.6 16.2

12.5 16.5

1.5 0.6 0.2

1.2 0.6 0.2

1.6 0.1 0.2

1.4 0.7 0.2

1.5 0.7 0.1

1.6 0.7 0.3

Total Payroll Expenses

19.4

17.9

28.8

18.5

18.5

19.1

Occupancy Expenses Utilities (Heat, Light, Power, Water) Building Repairs & Maintenance Rent Or Ownership In Real Estate*

0.8 0.3 3.6 4.7 1.2 0.4 1.0 0.2 0.2 0.5 0.0 7.4

0.6 0.3 3.5 4.4 1.2 0.2 0.4 0.1 0.0 0.3 0.0 4.3 6.5

1.6 0.4 3.9 5.9 1.9 0.7 0.6 1.9 0.0 0.0 0.0 8.6

0.9 0.3 3.4 4.6 1.1 0.5 1.0 0.8 0.1 0.6 0.0 6.5

1.0 0.4 2.7 4.1 1.3 0.4 0.9 0.3 0.2 0.7 0.0 6.7

0.6 0.3 2.5 3.4 1.2 0.3 0.7 0.1 0.2 0.4 0.0 6.0 8.8

Total Occupancy Expenses Other Operating Expenses Advertising & Promotion

Telephone

Insurance (Business Liability & Casualty)

Interest Expense

Taxes (Pers. Property, Use, Licenses, Permits)

Depreciation

Bad Debt Losses

All Other Operating Expenses Total Other Operating Expenses

10.9 35.0

13.7 48.4 -1.3

10.6 33.7

10.6 33.2

Total Operating Expenses

28.8 14.0

31.3

Operating Profit

6.2 1.1 7.3

8.8 1.1 9.9

6.2 1.0 7.2

6.2 1.1 7.3

Other Income/Expenses

2.1

1.6 0.3

Profit Before Taxes

16.1

Balance Sheet (% of assets)

Assets Cash & Marketable Securities

19.6

18.2

6.9 3.4

17.9

19.0

22.0

Accounts Receivable

5.4

4.2

3.6

4.3

7.0

Inventory

50.0

50.6

66.0

56.9

51.7

46.1

Other Current Assets Total Current Assets

3.0

2.8

5.3

1.5

1.6

2.7

77.9 22.1

75.8 24.2

81.6 18.4

79.9 20.1

76.6 23.4

77.9 22.1

Fixed & Noncurrent Assets

Total Assets

100.0

100.0

100.0

100.0

100.0

100.0

Liabilities & Net Worth Accounts Payable

8.6 0.0 8.9

8.5 0.0 7.9

6.8 0.0

5.9 0.0 4.3

4.1 0.0 4.9 9.0 7.1 0.0

10.2

Notes Payable

0.0 8.5

Other Current Liabilities Total Current Liabilities Long Term Liabilities Loans From Stockholders Net Worth or Owner Equity Total Liabilities & Net Worth

36.3 43.1 14.7 30.0 12.2

17.6 12.9

16.4

10.2 26.2

18.7 10.2

9.0 0.0

0.0

0.0

0.0

69.5

74.5

63.7

83.9

71.1

100.0

100.0

100.0

100.0

100.0

100.0

Owners' Return (%)

Owners' Discretionary Profit Margin Owners' Discretionary Return On Assets

11.8 26.8 42.0

19.0 58.8

14.2 N/A N/A

13.2 33.5 76.9

10.8 18.8 34.3

11.3 27.3 49.2

Owners' Discretionary RONW

104.3

*includes rent, mortgage interest, building depreciation, real estate insurance and real estate taxes

15

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