2020 Ace Retail Financial Report

Format Analysis

Super Hardware Stores

Hi Profit

Super

Super

Super

Super

Super

Super

Hdwe <$2.5 Hdwe $2.5- Hdwe $3.6-

Hdwe >$7

Hardware Hardware

Million

$3.6 Mil

$7 Mil

Million

Sample Size

188

56

26

32

88

41

Typical Sales Volume ($)

4,625,571 4,972,157 2,144,706 3,037,196 4,896,292 8,997,035

Income Statement (% of sales)

Net Sales

100.0

100.0

100.0

100.0

100.0

100.0

Cost Of Goods Sold

60.8 39.2

59.4 40.6

62.1 37.9

59.0 41.0

60.8 39.2

61.2 38.8

Gross Margin Before Patronage Div.

Patronage Dividend

1.1

0.8

1.3

0.6

1.1

0.3

Gross Margin

40.3

41.4

39.2

41.6

40.3

39.1

Payroll Expenses Owners/Officers Salaries & Bonuses All Other Employee Wages & Bonuses Total Salaries, Wages & Bonuses Payroll Taxes (FICA, Worker Comp., Unemp.) Group Insurance (Hospital, Medical, Life) Benefit Plans (Pension, Profit Sharing, etc.)

2.1

2.5

2.9

2.8

2.4

1.9

12.2 14.3

10.1 12.6

10.5 13.4

12.7 15.5

12.0 14.4

12.8 14.7

1.3 0.6 0.2

1.2 0.4 0.2

1.1 0.3 0.1

1.6 0.8 0.2

1.3 0.5 0.2

1.4 0.8 0.2

Total Payroll Expenses

16.4

14.4

14.9

18.1

16.4

17.1

Occupancy Expenses Utilities (Heat, Light, Power, Water) Building Repairs & Maintenance Rent Or Ownership In Real Estate*

0.8 0.3 3.9 5.0 1.6 0.2 0.4 0.2 0.1 0.6 0.0 6.8 9.9

0.6 0.3 4.1 5.0 1.5 0.2 0.3 0.2 0.1 0.3 0.0 5.6 8.2

1.1 0.3 5.1 6.5 1.9 0.3 0.5 0.6 0.0 0.6 0.0 6.6

0.8 0.5 4.7 6.0 1.9 0.2 0.3 0.2 0.0 0.7 0.0 6.8

0.7 0.2 3.8 4.7 1.5 0.2 0.3 0.1 0.0 0.8 0.0 6.3 9.2

0.6 0.5 3.0 4.1 1.2 0.2 0.3 0.2 0.1 0.6 0.0 6.2 8.8

Total Occupancy Expenses Other Operating Expenses Advertising & Promotion

Telephone

Insurance (Business Liability & Casualty)

Interest Expense

Taxes (Pers. Property, Use, Licenses, Permits)

Depreciation

Bad Debt Losses

All Other Operating Expenses Total Other Operating Expenses

10.6 32.0

10.1 34.2

Total Operating Expenses

31.3

27.6 13.8

30.3 10.0

30.0

Operating Profit

9.0 1.4

7.2 2.1 9.3

7.4 1.2 8.6

9.1 1.4

Other Income/Expenses

1.8

1.4

Profit Before Taxes

10.4

15.6

11.4

10.5

Balance Sheet (% of assets)

Assets Cash & Marketable Securities

21.0

25.2

15.3

19.1

22.8

21.4

Accounts Receivable

3.3

2.6

2.8

2.0

3.5

4.7

Inventory

50.5

50.3

60.6

59.1

46.8

42.5

Other Current Assets Total Current Assets

4.2

2.4

6.2

1.9

3.9

6.3

79.0 21.0

80.5 19.5

84.9 15.1

82.1 17.9

77.0 23.0

74.8 25.2

Fixed & Noncurrent Assets

Total Assets

100.0

100.0

100.0

100.0

100.0

100.0

Liabilities & Net Worth Accounts Payable

9.2 0.0 9.5

6.5 0.0 5.2

8.2 0.0

13.9

6.9 0.0 7.5

8.4 0.4

Notes Payable

0.0 8.2

Other Current Liabilities Total Current Liabilities Long Term Liabilities Loans From Stockholders Net Worth or Owner Equity Total Liabilities & Net Worth

11.4 19.6 51.9

10.2 19.0 14.0

18.7 16.5

11.7 12.6

22.1 15.7

14.5 14.4

0.0

0.0

0.0

0.0

0.0

0.0

64.7

75.7

28.5

62.3

71.1

67.0

100.0

100.0

100.0

100.0

100.0

100.0

Owners' Return (%)

Owners' Discretionary Profit Margin Owners' Discretionary Return On Assets

12.5 32.2 51.4

18.1 54.1 69.4

13.3 26.4 53.3

11.4 29.5 50.3

13.8 35.2 46.9

12.4 35.5 56.8

Owners' Discretionary RONW

*includes rent, mortgage interest, building depreciation, real estate insurance and real estate taxes

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