2020 Ace Retail Financial Report

Ace vs. Industry Performance

Typical Ace Hardware

Typical

Typical Ace

Typical

Typical

Typical

Non-Ace Hardware

Home Center

Non-Ace

Ace COS

Non-Ace

Store

Home Center

COS

Strategic Profit Model

Insufficient Sample

Profit Margin Asset Turnover

9.6 2.3

8.6 2.0

8.4 2.3

5.3 2.5

6.3 2.0

Return On Assets (Pre-Tax %)

22.1

17.2

19.3

13.3

12.6

Financial Leverage

1.5

1.5

1.3

1.5

1.2

Return On Net Worth (Pre-Tax %)

33.1

25.8

25.1

20.0

15.1

Financial Ratios

Current Ratio Quick Ratio

6.5 1.8

6.9 2.2

5.5 2.0

5.4 1.7

6.3 3.6

Accounts Payable To Inventory

10.5 12.9

11.2 16.8

14.4 12.8

16.4 16.8

10.2 13.8

Accounts Payable Payout Period (Days)

Debt To Equity EBITDA (% Of Sales)

0.4

0.5

0.3 9.9 8.5

0.5

0.2 8.6 6.5 8.9

11.3 10.0 28.2

N/A N/A 44.0

N/A N/A 27.5

EBIT (% Of Sales)

Interest Coverage

28.3

Inventory Productivity

Inventory Turnover

3.2

2.4

3.9

3.6

3.5

Inventory Holding Period (Days)

113.3

150.0

93.8

102.8

103.7

Sales To Inventory Ratio

5.4

4.0

5.9

5.3

4.9

Gross Margin Return On Inventory

212.5

158.2

191.8

174.1

171.2

Operating Productivity

Square Feet Of Retail Selling Space Sales $ Per Retail Square Foot Gross Profit $ Per Retail Square Foot Inventory $ Per Retail Square Foot Number Of Annual Sales Transactions

10,000 289.10 116.30

10,000 192.00

12,000 462.90 152.90

10,750 401.00 132.00

7,583

721.70 262.40 133.80 42,745

76.00 48.00

54.80

81.00

76.00

106,876

64,455

78,698

80,571

Sales $ Per Transaction

28.20

30.00

62.40

54.00

83.80

Customers

DIY Customers

83.0 10.0

70.0 15.0 15.0 N/A

46.1 41.9 10.0

50.0 40.0 10.0 N/A

25.9 58.0 15.5

Contractors

Commercial/Industrial Accounts

7.0 0.0

Other Customer Types

2.0

0.6

Total Sales

100.0

100.0

100.0

100.0

100.0

Business Hours

Monday Tuesday

11.0 11.0 11.0 11.0 11.0 10.0

N/A N/A N/A N/A N/A N/A N/A N/A

10.5 10.5 10.5 10.5 10.5

N/A N/A N/A N/A N/A N/A N/A N/A

9.5 9.5 9.5 9.5 9.5 7.0 0.0

Wednesday

Thursday

Friday

Saturday

9.0 0.0

Sunday

7.0

Total Hours Open Per Week

72.0

61.5

54.5

Employee Productivity

Number Of Full-Time Employees Number Of Part-Time Employees

7 6

N/A N/A

15

N/A N/A

17

5

4

Sales $ Per FTE Employee

237,560 97,382 39,104

213,772 84,226 44,465

304,906 96,826 43,266

226,964 74,671 40,400

379,870 117,256 53,511

Gross Profit $ Per FTE Employee Payroll $ Per FTE Employee

Payroll Expense (% Of Sales)

17.9

20.8 N/A N/A N/A

16.8

17.8 N/A N/A N/A

14.6

Wage $ Per Hour

18.80

20.80

25.70

Sales $ Per Payroll Dollar Sales $ Per Payroll Hour

5.70

6.40

6.50

114.20

146.60

182.60

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