When you’re injured on the job, your first thought is likely workers’ compensation and whether or not you qualify. But how exactly does it work, and what do you need to know? What is workers’ compensation? Workers’ compensation is a system designed to provide financial assistance and medical benefits to employees who suffer work- related injuries or illnesses. It ensures that injured workers receive the necessary support without the need to prove fault or negligence by the employer. Employers are required to carry workers’ compensation to cover medical expenses, lost wages, and rehabilitation costs for employees who are injured or become sick due to their jobs. This system serves a dual purpose — it provides benefits to injured workers and protects employers from potential lawsuits arising from workplace injuries. Workers’ Compensation Benefits Medical Coverage This includes all reasonable and necessary medical treatment related to the injury or illness, such as doctor visits, hospital stays, surgeries, medications, and physical therapy. WHAT HAPPENS WHEN YO EXPLORING WORKER
YOUR GUIDE TO FRUGAL GROCERY SHOPPING Eating Well on a Budget
Are you tired of spending more money on fewer ingredients? You are not alone. While prices for most consumer goods have increased, food costs have
increased even more. Grocery prices have increased by 25% since 2020, outpacing inflation by 6%. By buying food that costs less, lasts longer, and
feeds more people, you can keep your grocery bills manageable while still eating well. Look for these foods at the grocery store to keep your wallet and pantry full! Ground Meat
Whether it’s chicken, beef, turkey, or pork, ground meat is cheap and usable in many recipes. In addition to a range of options to meet dietary restrictions and preferences, ground meat is sold in larger quantities and costs less than many other forms of meat. Despite not being a “prime cut” option, ground meat is still full of protein that satisfies your hunger. Peanut Butter While everyone loves peanut butter and jelly sandwiches, this inexpensive ingredient can also be used in a number of other recipes. It can be used as a delicious protein additive to smoothies or spread on celery to make ants on a log. Tortillas Tortillas come in two main varieties: corn and flour. The former is more traditional and less expensive, but if you prefer flour, it’s still an economical option. While you can buy pre-cooked tortillas, the flavor is much better when you cook them yourself. If you buy in bulk, you can save the tortillas you aren’t ready to use by freezing them, allowing you to save more and only use what you need. Tortillas are also used by astronauts as a substitute for bread since they don’t leave crumbs when you eat them. If they are good enough for astronauts, they’re good enough for us!
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2 • Malloy-Law.com
Motor Vehicle Accidents • Workers’ Compensation •
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