Monrovia | Bend, OR | 02/04/26

Schedule a Tour Today | (541) 871-3689 OregonSalesInfo@drhorton.com | www.drhorton.com

MONROVIA BEND , OR | EXPRESS SERIES

Welcome to Monrovia, a vibrant new home community nestled in Bend, Oregon. Offering four 2-story floor plans that range from 1,905 to 2,535 square feet, Monrovia provides plenty of options for making the most of life in the majestic high desert of Central Oregon. With 4 to 5 bedrooms, 2.5-3 bathrooms, and a 2-car garage, you are sure to find your next home at Monrovia. Monrovia is conveniently located near US 97 – offering easy access to downtown Bend, where you will find a bountiful selection of shops and restaurants. Find modern features and thoughtfully designed floor plans at a great price at Monrovia in Bend, Oregon!

COMMUNITY HIGHLIGHTS:

PLANS STARTING IN THE MID-$500s 4 SINGLE-FAMILY FLOOR PLANS SMART HOME PACKAGE LIMITED 10 YEAR WARRANTY

5.579 % APR 3.875% DON’T MISS YOUR OPPORTUNITY TO SAVE! 7/6 Adjustable-Rate 1 Conventional Mortgage

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 01/26/26 and close by 03/31/26 Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on a 5% down payment on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $454,995, a loan amount of $432,245, and a monthly payment of $2,556. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1 An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.438% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 8.875%. To receive the Conventional interest rate, borrower is REQUIRED to pay a 0.125% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. REV: 01/27/26 | Expires on the close by date listed above.

TURN SOMEDAY INTO MOVE-IN DAY.

Our DHI Mortgage FHA and VA 5/1 Adjustable-Rate Mortgage (ARM) loan could be the moment you’ve been waiting for. With a special introductory interest rate, flexible down payment and credit requirements, it’s another way to make homeownership affordable.

5/1 FHA ARM1

5/1 VA ARM2

An FHA Loan May Be Right for You • If you have less-than-perfect credit • If you have at least 3.5% available down payment • If you have moderate debt 3.875 % 5.735 % APR

A VA Loan May Be Right for You • If you’re a qualified veteran, active duty service member, or reservist • If you need a 100% financing option³ • If you need flexible income, debt, and credit requirements 3.875 % 5.336 % APR

Benefits of an ARM Loan

• Lower initial interest rate fixed for the first 5 years • Could mean lower monthly payments for the first 5 years

• The rate cap limits how high your interest rate can go • A potential option if you anticipate life events, such as a career move or family changes

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 01/21/26 and close by 03/31/26

1 Loan example shown is based on 3.5% down payment with a sales price of $449,995, a loan amount of $441,844, an upfront mortgage insurance premium of 1.75%, and a monthly payment of $2,736. 2 Loan example shown is based on 0% down payment with a sales price of $449,995, a loan amount of $459,670, financed VA funding fee ≤2.15% for first time use on VA Loan, and a monthly payment of $2,622. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 5 years and will adjust every year thereafter. The first adjustment will have a 1.000% cap. Adjustments every year thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.000%. The fully indexed rate of 5.530% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%.

Connect with us today to explore how this program could work for you.

D.R. Horton drhorton.com

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035 503-721-2370 main dhimortgage.com

D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. 3 A good faith earnest deposit is required at contract. Additional down payment is required if the purchase price exceeds the reasonable value of the property, if the loan amount is greater than $832,750 or applicable county loan limit or if the borrower has less than full entitlement available. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. REV: 01/22/26 | Expires on the close by date listed above.

DON’T MISS YOUR OPPORTUNITY TO SAVE!

4.990% 4.990% 5.720 % APR 5.371 % APR Fixed-Rate FHA Mortgage 1 Fixed-Rate Conventional Mortgage 2

Available on certain D.R. Horton homes in select communities in Oregon. Must contract on or after 12/16/25 and close by 03/31/26 Contact a D.R. Horton sales representative for more information and to confirm availability. 1 3.5% down payment required. Based on a FHA 30-Year fixed rate mortgage with a sales price of $454,995, a loan amount of $446,753, up front mortgage insurance premium of 1.75%, and a monthly payment of $3,150.18. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. Rate also available for VA and USDA loan programs. 2 5% down payment required. Based on a Conventional 30-Year fixed rate mortgage with a sales price of $454,995, and a loan amount of $432,245, and a monthly payment of $2,973.35. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA.

DHI Mortgage 4350 Galewood St., Suite 100 Lake Oswego, OR 97035

D.R. Horton drhorton.com D.R. Horton, Inc. – Portland, CCB License #130859; WA License #DRHORRH947BR

503-721-2370 main dhimortgage.com

Financing offered by DHI Mortgage Company, Ltd. Limited Partnership (DHIM). Branch NMLS #38683. 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Photos are representational only. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. FHA = Federal Housing Administration. VA = U.S. Department of Veterans Affairs. USDA = U.S. Department of Agriculture. REV: 12/17/25 | Expires on the close by date listed above.

MONROVIA Final Opp ortunities February 4 , 2026

Receive Up To $ 6,000 Towards

Closing Costs with Use of Seller Preferred Lender *

Must Contract by

2/28 /202 6 and Close Per the Terms of the Contract

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

Pacific S135A

2,332

4 + Den + Bonus / 2.5

2 / 2

March

$594 ,995

Homesite

Plan

Sq. Ft.

Bed/Bath

Story/ Car

Completion Date

Offered At

Porter S055C

1,905

5 / 3

2 / 2

March

$562,995

Schedule a Tour Today

– (541) 871 -3689.

Open Daily by Appointment Only .

2059 6 Button Brush Ave, Bend, OR 97702 | drhorton.co m/oregon D.R. Horton is an Equal Housing Opportunity Builder. Financing offered by DHI Mortgage Company, Ltd. Limited Partnership. (DHIM) 4350 Galewood St., Suite 100, Lake Oswego, OR 97035. Branch NMLS #38683, Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM Licensing and its affiliation with D.R. Horton, please visit http://www.dhimortgage.com/affiliate/. *Buyer of available homesite listed above contracts by 2/28/2026 and closes per the terms of the contract, will receive up to $6,000 in closing costs when buyer funds and closes with DHIM. Any unused incentive will be forfeited. Provided for informational purposes only. This is not a commitment to lend; not all buyers will qualify. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the closing costs incentive. Images are representational only. Home is subject to prior sale. Square footage is approximate. Completion date is an estimate only and subject to change. Home and community information including pricing, features, terms, availability, and amenities are subject to change without notice or obligation. All photos and drawings are for illustration purposes only. Some restrictions apply. Offer expires on 2/28/2026. See sales agent for complete details. Equal Housing Opportunity. D.R. Horton, Inc. – Portland, CCB License #130859.

drhorton.com

Express Series SM Monrovia

2059 6 Button Brush Avenue, Bend, OR 97702 541-871-3689 | drhorton.com/oregon

Main Floor

Upper Floor

DINING

BEDROOM 1

BATH 1

GREAT ROOM

W.I.C.

LAUNDRY

KITCHEN

MECH

PANTRY

BEDROOM 2

DEN

HALL BATH

ENTRY HALL

BEDROOM 3

GARAGE

PWDR

BEDROOM 4

BONUS ROOM

PORCH

Elevation B

Elevation C

Elevation A

D.R. Horton is an Equal Housing Opportunity Builder. Drawings, renderings, square footages, floor plans, and sizes are approximate, for illustration purposes only and will vary from the homes as built. See sales agent for complete details. D.R. Horton, Inc. Portland, CCB License #130859.

Express Series SM Monrovia

2059 6 Button Brush Avenue, Bend, OR 97702 541-871-3689 | drhorton.com/oregon

Main Floor

Upper Floor

DINING

BEDROOM 2

GREAT ROOM

BEDROOM 1

BATH 1

KITCHEN

W.I.C.

MECH

LAUNDRY

BEDROOM 5

BATH 2

HALL BATH

HALL

ENTRY

BEDROOM 4

BEDROOM 3

GARAGE

PORCH

Elevation B

Elevation C

Elevation A

Brosterhous Road

Monrovia Bend, Oregon

Exterior Highlights •

Timeless Kitchen Design •

Professionally designed, low- maintenance, front yard landscaping. Painted 2-Panel smooth Therma-Tru Fiberglass front door with transom and anodized bronze threshold. Steel garage door with windows. Horizontal Cemplank siding with trim. Limited Lifetime composition shingle roof. 2 exterior waterproof electrical outlets.

Cabinets painted white and mega-greige at kitchen island, brushed nickel bar pulls. • Solid quartz countertop with full-height tile backsplash. • Stainless steel undermount sink and Moen Integra faucet with 1/3-horsepower garbage disposal. • Refrigerator nook plumbed for ice maker. • Stainless steel Whirlpool appliances including dishwasher, gas free-standing range/oven and microwave with vent hood. Double insulated windows with low “E” glass. • Upgraded LED light fixtures. • 50+ gallon high-efficiency heat pump water heater. • Pre-wired for solar panel installation.

•

• • •

•

• •

2 frost-free exterior hose bibs.

Optional 6’ wood fencing with gate.**

Energy Saving Features •

Interior Highlights •

Premium laminate flooring used throughout main floor. Mohawk Carpet throughout second floor. Luxury Vinyl Tyle (LVT) flooring throughout laundry room and bathrooms. 48” electric fireplace installed per plan including floor-to-ceiling painted accent wall. Screens provided on all operable windows.

•

Additional Features •

•

10 Year Limited Warranty.* Smart Home Package.*

•

• Pre-wired for A/C with digital thermostat. • Pre-wired for cable in great room and primary bedroom.

•

Deako switches are provided throughout.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. *See a sales agent for complete details on 10 Year Limited Warranty and Smart Home package. **See a sales agent about the optional 6’ wood fencing with gate. Above specifications are subject to change without notice. © 2025 D.R. Horton, Inc. All Rights Reserved | D.R. Horton, Inc. – Portland, CCB License #130859 | Revised 7/24/25

(541) 871-3689 | drhorton.com

Tradition Series SM | Bend, OR Monrovia 541-871-3689 | drhorton.com

Get $1,000 toward your closing costs.

Thank you for your part in the American Dream. Main Street Stars SM is designed to help everyday heroes become homeowners. It’s just our way of saying thank you for supporting the community. Members of the military, law enforcement, firefighters, educators, and healthcare professionals can receive $1,000 at Monrovia.

D.R. Horton is an Equal Housing Opportunity Builder. The Main Street Stars SM program is available at all Oregon Division, D.R. Horton communities to individuals who are military veterans or who are currently employed as military personnel, law enforcement personnel, firefighters, healthcare professionals and educators. Program offers up to $1,000 in closing costs (available with the use of any lender). Program incentives, when combined with any other incentives being offered by seller, may not exceed loan program limitations. Not redeemable for cash. Any unused incentive will be forfeited. Limit of one Main Street Stars SM incentive per home purchase. Availability of upgrades subject to stage of completion. Upgrades must be installed prior to closing. Buyer must contract by 12/31/25 to receive the incentive and present proof they are a military veteran or proof of employment (such as a pay stub or military ID card-active duty or retired) at time of contract execution. Program subject to cancellation or change without notice or obligation. See sales agent for complete details. D.R. Horton, Inc. - Portland, CCB License #130859.

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