2025 Annual Report

FINANCIAL STATEMENTS

STATEMENT OF FUNCTIONAL EXPENSES For the year ended December 31, 2025

STATEMENTS OF CASH FLOWS For the years ended December 31,

2025

2024

Cash flows from operating activities Change in net assets.............................................................. $ 13,474,960 $ 11,411,380 Adjustments to reconcile change in net assets to net cash provided by operating activities: Pension related adjustment other than service cost................................................................................ 485,213 (842,627) Depreciation and amortization................................................... 7,060,915 5,764,604 Amortization of right of use assets............................................ 4,387,367 4,336,353 Bad debts......................................................................................... 2,500 112,500 Realized and unrealized gains on investments, net.................. (17,163,686) (10,281,789) Changes in operating assets and liabilities: Interest and dividends receivable ....................................................... 17 63,384 Accounts receivable................................................................ (445,666) 72,918 Inventories................................................................................... 23,483 (14,330) Prepaid expenses and other assets........................................ (776,061) (837,134) Accounts payable and accrued expenses................................ 390,367 (487,607) Deferred revenues.................................................................. 1,478,337 964,268 Lease liability........................................................................ (5,656,234) (5,401,921) Accrued postretirement benefits............................................... 495,787 539,627 Net cash provided by operating activities...................... 3,757,299 5,399,626 Cash flows from investing activities Capital expenditures .................................................................. (4,702,225) (8,084,766) Purchases of investments........................................................... (8,641,827) (15,386,177) Proceeds from sales of investments........................................... 14,731,927 17,631,947 Net cash provided by (used in) investing activities.............. 1,387,875 (5,838,996) Cash flows from financing activities Repayments of borrowings........................................................ (7,500,000) (1,000,000) Net cash used in financing activities............................. (7,500,000) (1,000,000) NET DECREASE IN CASH AND CASH EQUIVALENTS (2,354,826) (1,439,370)

Programs Publications and Memberships

General and Administrative

Total

Compensation

$ 54,193,111 $ 6,635,189 $ 60,828,300

Professional fees

1,564,962

898,157

2,463,119

Advertising and promotion

1,569,239

-

1,569,239

Office expenses

795,995

129,339

925,334

Technology maintenance

7,831,209

530,187

8,361,396

Royalties

726,361

-

726,361

Occupancy

5,674,720

335,147

6,009,867

Travel

1,374,246

72,462

1,446,708

Training

266,385

34,908

301,293

Program expenses

4,808,418

1,164

4,809,582

Depreciation and amortization

6,796,324

264,591

7,060,915

Insurance

462,767

39,098

501,865

Other post retirement employee benefit

971,960

86,040

1,058,000

Interest

81,711

-

81,711

Office equipment

116,715

7,359

124,074

Telecommunication

288,198

21,852

310,050

Other expenses

2,500

-

2,500

Total expenses

$ 87,524,821 $ 9,055,493 $ 96,580,314

Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year

19,464,875

20,904,245 $ 19,464,875

The accompanying notes are an integral part of this financial statement.

$ 17,110,049

Supplemental disclosure of cash flow information Capital expenditures included within accounts payable and accrued expenses........................................................ $ Cash paid for interest............................................................. $

STATEMENT OF FUNCTIONAL EXPENSES For the year ended December 31, 2024

285,457 67,211

$ 498,637 $ 190,980

Programs Publications and Memberships

General and Administrative

Total

The accompanying notes are an integral part of these financial statements.

Compensation

$ 49,489,755 $ 6,483,587 $ 55,973,342

Professional fees

1,202,973

615,603

1,818,576

Advertising and promotion

1,662,570

-

1,662,570

Office expenses

835,078

118,668

953,746

Technology maintenance

6,727,556

443,056

7,170,612

Royalties

743,887

-

743,887

Occupancy

5,656,569

337,015

5,993,584

Travel

1,187,620

64,263

1,251,883

Training

271,042

37,710

308,752

Program expenses

4,933,084

1,159

4,934,243

Depreciation and amortization

5,527,081

237,523

5,764,604

Insurance

476,878

40,090

516,968

Other post retirement employee benefit

971,431

86,569

1,058,000

Interest

207,593

-

207,593

Office equipment

121,166

8,199

129,365

Telecommunication

293,744

23,427

317,171

Other expenses

112,500

-

112,500

Total expenses

$ 80,420,527 $ 8,496,869 $ 88,917,396

The accompanying notes are an integral part of this financial statement.

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2025 Annual Report

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