UMBRELLA LIABILITY INSURANCE
protection, up to the coverage limits specified in the policy:
■ Protection for claims of bodily injuries or property damage caused by you, members of your household, or hazards on your property, for which you are found legally liable ■ Personal liability coverage for incidents that occur on or off your property ■ Additional protection above your basic auto policy for auto-related liabilities ■ Protection against non-business-related personal injury claims, such as slander, libel, wrongful eviction, and false arrest ■ Legal defense costs for a covered loss, including lawyers’ fees and associated court costs
WHAT’S NOT COVERED?
Umbrella liability insurance typically provides extremely broad coverage. Furthermore, if something is not expressly excluded from coverage, it is covered. Exclusions vary from
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