on bigger contracts. Those changes can impact your insurance needs, even if they don’t feel significant at the time. Insurance isn’t something you set once and forget about. As your business evolves, your coverage should evolve with it and you need to talk to your broker. Why Talking to Your Broker Matters This is where having a broker you trust really makes a difference. A broker isn’t there to be your enemy or to sell you something you don’t need. A good broker is there to ask questions, spot potential gaps, and help you understand your risks. No two businesses are identical. Even businesses in the same industry can operate very differently. A broker’s job is to understand your business — how you work, where you operate, and where you’re heading — and find the right solution to fit that reality. Regular policy reviews are important, especially as your business changes. New equipment, new locations, new services, or even changes in how you use your vehicle can all affect coverage. Those conversations are much easier to have before a claim happens. Peace of Mind So You Can Focus on What You Do Best At the end of the day, insurance is about protecting what you’ve worked hard to build. The goal isn’t to insure everything under the sun — it’s to make sure the things that would hurt the most if something went wrong are properly covered. We do not like to think about it, but should something go wrong, we want to make sure you are covered and protected! With the right coverage and the right broker in your corner, you can spend less time worrying about ‘what ifs’ and more time focusing on running and growing your business.
4th ANNIVERSAY SALE MARCH 20th – 21st
Everything in store is 15% OFF* Fabrics • Notions • & Accessories *Except custom orders
MSM Fabrics & Quilting 519-870-0265 562 Talbot Street, St. Thomas www.msmfabrics.com
FROM OVERHEAD POWERLINES
Electricity can jump (arc) to you and your tools even if you don’t make direct contact with an overhead powerline. Keep any ladder or tool at least 3 metres / 10 feet away from overhead powerlines.
Always carry ladders sideways
For more life saving powerline safety tips, visit: entegrus.com/safety
Hometown St. Thomas • March 2026 • Page 33
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