FIND THE RIGHT FINANCIAL HELP FOR YOUR LOVED ONES The Difference Between SSD and SSI Benefits
If you have a friend, family member, or other loved one who is disabled, you’ve probably looked into the different government aid available for them. This can be an extremely frustrating process — the program names are so similar they look like alphabet soup! Even if you are already on government assistance, it can be tough to figure out the difference between monthly payment programs like Social Security Disability Insurance (SSD or SSDI) and Supplemental Security Income (SSI). That’s where attorneys like us come in. Here’s a quick and easy way to think about the two programs.
Security system. These payments are automatically taken out of your paycheck in the form of Federal Insurance Contributions Act (FICA) taxes, so if you’ve worked in the U.S., you’ve paid into Social Security by default. SSD benefits also give you access to Medicare, and your payments aren’t affected by where you live or by other financial support you may have. More Details on Supplemental Security Income Someone who lacks resources, is disabled, and can’t work is likely eligible for SSI benefits. SSI benefits also give you access to Medicaid. However, unlike SSD, SSI benefits can vary depending on where you live and how much additional financial support you receive.
SSD vs. SSI SSD benefits are for people who have previously paid into the Social Security system. They used to work, but now they’re disabled, so they can collect their retirement checks from the government early. SSI benefits,
Some disabled people can qualify for both SSD and SSI benefits. If your loved one applies to either option, it’s important to remember that most
people are denied the first time. The good news is that you can appeal, and our firm can help! Send your friend or family member our way, and we’ll guide them through applying for both types of benefits.
on the other hand, are for disabled people with very few resources who have never worked to “earn” their monthly checks but still desperately need them.* More Details on Social Security Disability Insurance To be eligible for SSD benefits, you must have paid into the Social
*Note: In this article, we are referring exclusively to Adult SSI. Child SSI benefits are a separate, equally complex issue.
TAKE A BREAK RHUBARB CRISP Inspired by FoodNetwork.com
Ingredients
Topping: • 1/4 cup roughly chopped walnuts • 1/4 cup old-fashioned oats (not instant) • 1/4 tsp cinnamon • 3/4 cup flour • 1/3 cup light brown sugar • 1 tbsp sugar • 4 tbsp unsalted butter
Filling: • 2 1/2 lbs rhubarb, cut into 1/2- inch pieces • 1/2 cup plus 2 tbsp sugar • 3 tbsp all-purpose flour
Directions
1. Preheat oven to 400 F. Set rack in the center of the oven. 2. In a food processor, place all topping ingredients. Pulse until the mixture is crumbled to the size of small peas. Do not over-process. Set aside. 3. Into a large, shallow baking dish, pour the rhubarb and sprinkle with sugar and flour, coating the rhubarb evenly. Spread crisp topping over entire filling mix. 4. Bake until crisp is bubbly and the top is golden brown, approximately 30–40 minutes. Serve warm or room temperature. Enjoy!
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