INSURANCE SOLUTIONS
INSURANCE SOLUTIONS
Bringing sophisticated capabilities and innovative risk management solutions to agriculture.
Western Growers Insurance Services (WGIS) leverages unparalleled expertise in insurance markets and a nuanced understanding of agribusiness. Our unwavering commitment is to empower clients by not only assisting in the identification and mitigation of risk, but also by delivering cutting-edge solutions, a more competitive employee benefits program and adeptly navigating the dynamic landscape of the continuously evolving insurance market. In 2023, the broader insurance industry saw unprecedented challenges, including escalating reinsurance rates, a surge in cyber losses and a spike in Employment Practices Liability claims in California. In the realm of Property, insurance buyers have grappled with coverage cancellations, non-renewals, severely restrictive options and significantly fewer alternatives, all coupled with soaring premiums. Auto Liability has presented its own set of difficulties, characterized by a dearth of options and escalated rates. Finally, Excess Liability has witnessed higher attachment points and rates, accompanied by diminished limits.
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