UP TO 80% CASH OUT Cash flow is king – especially in today’s market! Whether your investment property is listed on the market, held as a rental, or currently under renovation, don’t miss out on new opportunities because your cash is tied up. As an investor, tapping into available equity can help expand your investment portfolios and provide you with the resources (and relief) you need to continue doing what you do best. WHERE STRATEGY MEETS FINANCING Short-term financing is so much more than “just a Bridge Loan…” and the key to taking advantage of its multi-purpose use is having a strategic financing partner. Successful investors understand the importance of being savvy when it comes to how they structure their financing. Keep your focus on finding a capital partner you trust is there to help meet your needs and scale your business. * 80% Cash Out is available to qualified borrowers. It is subject to decrease based on property condition. Terms and Conditions may apply.
In terms of real estate investing, the common understanding of a Bridge Loan is a short-term loan to purchase, renovate (fix and flip) and sell the property. The loan is then paid off within 12-24 months. Well, well, well… I am happy to say it goes even further than that. Here are some key ways to leverage short-term financing to scale your business: CONSTRUCTION COMPLETION Mid-way through a construction or fix and flip project is not the time to run short on cash. It is the time when property value traditionally goes up, as progress on your project is made. With a Bridge Loan, you can refinance and pull cash out, sometimes up to 80% LTV*, on the established equity. This provides you with two valuable outcomes… you can pay off a construction loan and you can use your funds to see the remainder of the project through. Talk about bridging a gap! FIX AND RENT When an opportunity presents itself, you need to move quickly. While banks won’t often finance homes in need of major repairs, Private Money Bridge Loans provide you with short-term financing along with funds to cover the rehab costs. This allows you to purchase a property and renovate it so you can prepare it to be rental-ready. From here you can refinance the property into a long-term loan with a lower rate and begin establishing rental income. In these scenarios, a hard money loan is great for providing a bridge to more permanent financing. JUMBO LOANS When it comes to financing high-dollar investment properties, taking the unbeaten path will reveal a whole new world to discover. Jumbo private money loans are in demand now in today’s market, more than ever. And this type of loan combats the major pain points of a true non-conforming conventional mortgage. They make it easier to qualify, provide higher leverage and more portfolio growth. Jumbo private money loans are secured by real estate, which allows you to tap into luxury and competitive markets, without the steep criteria of conventional loans. So, when a high-dollar opportunity presents itself, make sure your jumbo private money loan is teed up and ready to go.
Civicfs.com/Think-Realty (844) 725-4488
CIVIC Financial Services, LLC is a leading institutional private money lender specializing in financing non-owner-occupied investment properties. CIVIC helps investors leverage opportunities to grow their real estate portfolios and build wealth through real estate. For more information, please visit www.civicfs.com. ©2022 CIVIC Financial Services, LLC. All Rights Reserved. This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. CIVIC Financial Services, LLC reserves the right to amend rates and guidelines. NMLS ID 1099109. Loans made or arranged pursuant to a California Finance Lenders Law License 603L321. AZ Mortgage Broker License 0928633. OR Mortgage Lending License ML- 5282. See www.civicfs.com/Licensing.
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