TR_Nov-Dec_2022-LR

So, why isn’t this account mainstream today? For the wealthy, it is. For the rest of us, Wall Street has drowned out everything but its own financial agenda. But now, with the right advisor and knowledgeable company, you too can establish an effective foundation to magnify your real estate gains. The key features are more valuable today than ever before. A real estate investor’s best friend, and worst enemy (especially in recessions) is financing. When credit is good, money is cheap. When credit is bad, money doesn’t exist or is drastically expensive. That caused many bankruptcies in 2009, 2020, and every previous economic correction or financial crisis. The guaranteed financing feature allows an owner to borrow from this account at the rate it is earning. The financing feature is similar to a line of credit. When you make payments to your principal loan balance, you can take another loan at any time—as long as the total balance of the loan does not exceed the total cash value in your account—without any repayment requirement. Start today to grow your war chest. Establish and maintain abundant amounts of liquidity to support months and months of staying power. Then, with a clear mind, sit back with a feeling of abundance and watch for opportunities to prosper.

Despite its many benefits, real estate is not foolproof. There are inherent risks, especially during recessions. That is why the wealthiest individuals in the world have a comprehensive plan consisting of other financial products and strategies that help mitigate these risks and add to their overall growth of wealth. The key features of this asset are privacy, tax-free growth, and guaranteed financing. This complementary asset, infinite banking, is a uniquely designed insurance policy that is offered by a mutual life insurance company. The purpose of this vehicle is to build liquid, immediate wealth that can be utilized right away; it’s a personal banking system without limits and shielded from tax. Sophisticated business owners and investors have used this account as a foundation for their wealth for hundreds of years without fail.

times current bank rates. Those who practice this centuries-old method of capital management find themselves in positions of high liquidity when they encounter revenue shortages and when unique buying opportunities come up. You’re not compelled to put the money earning nothing in the bank to work. It is already at work, compounding at high rates in a tax-advantaged and protected asset. You’re able to use a life insurance company or a traditional bank’s money as a loan with terms and payback schedules you dictate—not the banker. There is no application process to manage and no credit score to evaluate. Given the guarantees within these types of policies, your cash value only goes in one direction—up. Plus, you have a built-in line of credit that collateralizes your cash value and that is accessible when you need it—with terms that fit your situation.

Gary Pinkerton is a wealth strategist, veteran, bestselling author and real estate investor. He’s passionate about freedom, small business, building

wealth, legacy, and reducing taxes. A graduate of the U.S. Naval Academy, he commanded the nuclear attack submarine USS Tucson, was a Pentagon division director for the Joint Chiefs, and a senior ethics professor before retiring as a captain. Pinkerton owns and helps others couple high cash-value life insurance with real estate and alternative investments.

INVESTOR REVIEW :: 13

Made with FlippingBook Online newsletter