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Investing in real estate usually isn’t synonymous with the word ‘easy’. For most investors it takes times, energy and a lot of sweat dealing with rentals or fix-n-flips. However, there is another way to allow you to reap the rewards of real estate investing without the hard work and headaches, it’s through Trust Deeds. Investing in Trust Deeds has all the perks like double-digit returns and none of the mess – it is as complex as completing a set of documents. Discover how you can do more with your investable dollars while diversifying in an easy real estate option. Let’s walk through the steps of a Trust Deed with Ignite Funding and see how easy it really is. STEP 1 - Borrower Seeks Financing Why do borrowers come to Ignite Funding? There is a segment of borrowers who are looking for loans that are too large for community banks and yet too small for national banks. They need to find financing quickly so they can act on a project. They cannot wait for an evaluation period of 90 days as required by most banks. Banks also limit the percentage of acquisition, development and construction loans as a part of their portfolio. If a borrowers does not fit into a check box, or if a bank already has that loan type filled, they won’t lend their money. Reap the rewards of real estate investing without the hard work or headaches.

Ignite Funding, on the other hand, provides: ■ Short evaluation times ■ No “check box” mentality ■ Short-term loans ■ No pre-payment penalties

Ignite Funding services a specific niche, borrowers looking for loans between $500,000 and $15 million to acquire, develop or construct land for residential homes across the western United States. Not all companies offering Trust Deed investments work with such a narrow borrower group. This provides us with expertise and knowledge about the developers’ business needs, timelines and capabilities that assist us in our underwriting process. STEP 2- Evaluation and Underwriting Ignite Funding evaluates and conducts a thorough underwriting review process on each project. We look at both the market drivers and the borrower’s capabilities, but primarily we focus on the property itself.

Review our video “Trust Deed Investing: How It Works” from Ignite Funding where we show you how Trust Deed investing works and how 10% to 12% annual returns are possible without the hassle that comes with traditional real estate investing. Pull out the hammock, sit back and relax while earning annualized double-digit returns paid monthly.

Ignite Funding scrutinizes:

■ Collateral - the property and the equity within that property ■ Capacity - the borrower’s ability to pay the debt ■ Character - the borrower’s history of completing like-minded projects ■ Capital - amount borrower puts towards the property ■ Conditions - current economic and market conditions where the project is located Because the property is the most important aspect of underwriting, Ignite Funding visits every property we fund. We take a “Loan-to-Own” approach, meaning we evaluate the real estate project from the perspective that in a worst-case scenario if the borrower doesn’t pay back the loan, would the property be ideal to own and/ or are their viable buyers seeking this land in the area that we can easily sell it to? Upon approval, we originate the loan and only then would it be offered to investors. Ignite Funding values diversification for our investors and prides ourselves on seeking out capable borrowers across a wide variety of markets

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