DVH/DVH Select Agent Guide

Agent Guide | Dental, Vision & Hearing

ManhattanLife Insurance and Annuity Company

Table of Contents General Provisions: Plan Highlights......................................................1 Network................................................................................................. 2 Product Benefits....................................................................................3 Dental Coverage....................................................................................4 Definitions............................................................................................. 5 Effective Dates......................................................................................6 Rider Additions......................................................................................6 Effective Date Changes.........................................................................6 Benefit Increases...................................................................................6 Reinstatement Guidelines.....................................................................7 Group Eligibility.....................................................................................7 Underwriting and Effective Dates.........................................................7 Completing the Application...................................................................7 Application Delivery Methods...............................................................7 Billing and Premium Modes...................................................................8 Bank Change.........................................................................................8 Bill Pay...................................................................................................8 Direct Bill...............................................................................................8 Commissions......................................................................................... 9 Contact Us...........................................................................................10 ManhattanLife Marketing Department................................................10

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