Agent Guide | Dental, Vision & Hearing
ManhattanLife Insurance and Annuity Company
General Provisions: Plan Highlights Premium Rates Options:
The Company established the ratings based on two important criteria: 1. the date the application was signed to determine eligibility and 2. issue age: the age of the oldest applicant at the time the application is submitted. DVH: Family rates are quoted to Individual/Spouse, Individual/2+ Children or Individual, Spouse and up to three children. Additional children are charged with the 3 - 17 rate per person. One parent and one child only will be charged the individual plus the age 3 - 17 rate. Single parent (individual and one child) premiums cannot be added and entered as a lump sum on the base/primary insured.
DVH Select: Individual, Individual and Spouse, Individual and Children and Family.
Family premium rates include up to three children. Additional children are charged the 3 - 17 rate per person.
Network We utilize the Careington Maximum Care PPO Dental network. Policyholders are not required to visit a network provider and can use the dentist of their choice. Using a network provider, however, may result in a better discounted rate, thus extending the amount remaining of a given Policy Year maximum.
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