Frontwave Briefing | First Quarter 2025

FOUNDATION

The Frontwave Foundation Golf Tournament on December 2 at Emerald Isle Golf Course in Oceanside was a day to remember! Golfers came together for a fun-filled event that raised vital funds to support the Foundation’s programs. From birdies to bogeys — and maybe even a mulligan or two — it was a true hole-in-one for fun and fundraising. While the final totals are still being tallied, the event was undoubtedly a big win. A heartfelt thank you to everyone who teed up their support. Because of you, the real winners are those we serve. We’re “fore-ever” grateful! Foundation Golf Tournament: A Swinging Success!

Foundation Scholarships

Exciting news! The Frontwave Foundation will offer up to $14,000 in scholarships for military members and civilians pursuing higher education in 2025. We’re proud to invest in our community by empowering individuals to achieve their educational goals and build brighter futures. Stay tuned — more details, including application requirements, will be announced in March!

CONTACT INFO

HOLIDAY CLOSURES

STATISTICAL REPORT

Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm Sat: 9am – 4pm GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820

Martin Luther King, Jr. Day Monday, January 20 President’s Day Monday, February 17 Remember, Express Line, Online Banking, Mobile Banking and ATM services are available 24/7. Frontwave will be closed on the following holidays this quarter:

As of December 2024: Members: 128,122 Assets: $1.41 billion Total Shares: $1.11 billion Loans Outstanding: $960 million

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