A new term option is here
Ethos Term Life – Spectrum No living benefits
Ethos Term Life – Choice Living benefits for 18 conditions 1
$500K max face
$1M max face
Waterfall access
Direct tile access (+ waterfall)
Limited risk classes
Four risk classes + Table 1–10
Top-rated carrier 2
Same top-rated carrier 2
1 Eligibility is subject to underwriting. Certain applicants will receive only the Terminal Illness Rider (TIR). 2 Ameritas is rated A+ (Strong) by Standard & Poor’s Global (2/24). This is the fifth highest of Standard & Poor’s 21 ratings assigned. Standard & Poor’s rating includes Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York. Ameritas is also rated A (Excellent) by AM Best (5/23). The ratings assigned to Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York provide an independent opinion of each insurer’s financial strength and ability to meet ongoing insurance policy and contract obligations. Standard & Poor’s and AM Best are recognized among the top authorities in analyzing insurance companies. Ratings are current as of the respective dates shown, and subject to change. For more information, visit Ameritas’ ratings page at https://www.ameritas.com/about/.
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