Broad living benefits
Living Benefits client 1-pager
Financial power if major illness strikes
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Included no-cost rider (certain applicants will receive only the Terminal Illness Rider)
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Accelerates up to 90% of the death benefit
18 qualifying conditions:
Terminal Illness | Any illness or condition where life expectancy is 12 months or less. Chronic Illness | The inability to perform at least 2 activities of daily living (dressing, eating, bathing, toileting, transferring, continence) for at least 90 days or presence of a severe cognitive impairment. Critical Illness | The diagnosis of any of the following illnesses or conditions:
Invasive life threatening cancer Major burns Stroke Coma Major heart attack Aplastic anemia End-stage renal failure
Benign brain tumor Major organ transplant Aortic aneurysm ALS (Amyotrophic lateral sclerosis or Lou Gehrig’s disease)
Heart valve replacement Blindness due to diabetes Coronary artery bypass graft surgery Paralysis of two or more limbs
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