Bunkhouse Benefit Guide 2025

VOL. LIFE

Bunkhouse provides employees with the excellent opportunity to purchase supplemental term Life/AD&D insurance on a payroll deduction basis.

Employee Benefit Amount

$10,000 increments

Coverage amount

Up to 5X your annual salary (roundedto the next higher $10,000) Maximum of $300,000

Guarantee Issue

$50,000

Spouse/Domestic Partner Benefit Amount

$5,000 increments

Coverage amount

Up to a Maximum of $150,000 (not to exceed 50% of employee coverage)

$10,000forSpousesunder the age of 60 at initial enrollment

Guarantee Issue

Reduction inBenefits

Benefits for both employees and spouse will be reduced 35% upon attainment of age 65.

Dependent Children BenefitAmount

$10,000 fopr children 6 months to 19 years (up to age 25 years if unmarried and a full-time student)

Coverage amount

$250 forchildren 14 days to 6 months

Evidence of Insurability

Voluntary coverages require you to submit an Evidence of Insurability form to Lincoln Financial Group for approval if electedoutside of your initial enrollment periodor if coverage beyond guaranteed issueis elected. See HR for more information.

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DISABILITY – SHORT TERM I

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