Bunkhouse Benefit Guide 2025

VOL. DISABILITY PLAN SHORT TERM

SUMMARY OF COVERAGE

Bunkhouse provides employees with the opportunity to purchase group Short-Term Disability Insurance on a payroll deduction basis. Coverage is provided by Lincoln FinancialGroup.

Short-Term Disabilityis intended to protect your income for a short duration in case you become ill or injured.

All activesalaryandhourlyemployeeswhoareregularly scheduled(andfulfill)20 hours or more per week in an eligible class are eligible for coverage on the policy effective date

Eligibility

Maximum Weekly Benefit

60% of weekly salary up to $500 per week

Maximum Benefit Duration

13weeks

Elimination Period

Benefits begin on: 15 days for an accident & 15 days for an illness

You may not be eligible for benefits if you have received treatment for a condition within the past 12 months until you have been covered under this plan for 12 months New Hire: you are able to take advantage of this coverage now without a health examination.Youmay notbe offeredthisopportunity again

Pre-Existing Condition

Enrollment

19

DISABILITY – LONG TERM I

19

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