Loss of Rental Income If your rental property ever becomes uninhabitable due to a covered event, such as a fire, rental property insurance can reimburse the lost rental income during this period. Personal Property Protection If you furnish your rental property with appliances, furniture, or other personal property, rental property insurance can cover the cost of repairs or replacements if these items are stolen or damaged. Legal Expenses Disputes with tenants can escalate into costly legal battles that will drain your resources. Rental property insurance often includes coverage for legal expenses, including attorney fees, if you ever find yourself caught up in a tenant-related dispute. Vermost Insurance Agency offers free, comparative quotes on rental/ investment property insurance from multiple insurance companies. Let us help you find competitive rates for coverage that match your individual needs! Call us today to see how we can help you save! (727) 748-2886
One of the common challenges parents face with their young children is power struggles. When you ask your child to do something, and they refuse, you could spend countless hours and endless energy trying to get them to comply. Sometimes, the more persistent you are, the more resistant they can become. However, several strategies exist to avoid these arguments with your strong-willed kids. Here are two methods you can adapt to fit some common parenting scenarios. Ask critical-thinking questions. Sometimes, kids don’t understand the consequences of their actions — they lack the appropriate problem-solving skills to help them understand why you’re making certain requests. Instead of telling them to do something, ask questions that make them think critically about the situation. If they leave their toys outside before a storm, ask what could happen to them and how they could prevent that. When your child understands that leaving toys out during a storm could damage them, they will realize that putting them away is a good idea. Remember, when children are forced to do something they don’t want to do, they will focus more on being angry at you rather than learning a lesson or new habit. Encouraging them to develop their own conclusions will help them better understand the impact of their decisions. Offer choices and the opportunity to choose. Giving your children choices helps them feel like they have some freedom over what they get to do. Sometimes children refuse to comply with requests because you’ve offered them no other option. If you want your child to clean their room, don’t demand that they do it. Ask what they want to start on first — make the bed, put away their toys, or hang up clothes. Providing alternatives and allowing them to make a choice will not only get the job done faster but will also increase their confidence in knowing you value their opinion. Navigating power struggles with children can be a challenging aspect of parenting. But implementing effective strategies can make a significant difference in maintaining harmony at home. So give these methods a try and watch as your relationship with your child grows. Transform Power Struggles Into Learning Moments With These Techniques
CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1 (800) 778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.
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