Risk Services of Arkansas - March 2018


Cyber liability plans vary widely, but coverages usually include the following:

These days, high-profile hacking incidents are almost constantly in the news. From the widespread attack on JP Morgan accounts to the Equifax fiasco to the Shadow Brokers’ digital assault on the U.S. government, it seems that a new multimillion-dollar operation succumbs to a cyberattack every week. Despite this, few business outside of the Fortune 500 range are doing much to protect their precious data. Most small- to mid-sized business owners assume that, with so many massive targets to choose from, a hacker would never bother with their relatively small company. Unfortunately, this is wrong. In fact, the data shows that small- and medium- sized businesses are actually much more likely to fall victim to a cyberattack. The reason is simple: These smaller businesses are low-hanging fruit to professional cybercriminals. In response, contractors of all sizes are beginning to consider cyber liability insurance to protect themselves from the costs of unexpected data breaches and the loss of client information. In the event of a digital crisis, cyber liability can be the difference between closing your business for good or staying afloat. When people think of heart attack symptoms, they often think of stabbing chest pain. However, that’s not always how symptoms manifest, particularly in women. The following are serious symptoms that can indicate an impending heart attack. If any of these symptoms are present, consider seeking medical attention. Chest Discomfort The most common symptom is chest discomfort, including pain, tightness, squeezing, or pressure. In women, chest discomfort is more likely to feel like pressure or tightness. Radiating Pain Pain isn’t necessarily restricted to the center of the chest. It may be felt in your side or even in your upper abdomen or back. It can also radiate into your shoulders, jaw, neck, or arms. Remember, anything above the waist could be related to the heart. Shortness of Breath Sometimes your body will present symptoms well before an attack. For instance, you may experience shortness of breath during normal activities. If you notice this symptom, your doctor may run blood pressure, cholesterol, and glucose tests and administer an EKG. Feeling Faint, Lightheaded, or Dizzy Feeling like you’re going to faint or actually fainting are both warning signs of a heart attack or other cardiac issue. This is especially worrying if it happens during exercise. Sudden Sweating Sudden sweating can easily be confused with night sweats or hot flashes. However, sweating that indicates a heart attack is particularly extreme, doesn’t go away, or can make it difficult to sleep.

The costs of interruption to your business

• A host of services to detect a breach when it has occurred • Crisis management services • Legal fees resulting from the data breach • Data restoration expenses • And much more

For some contractors, it may seem that since they’re not working in an office with dozens of networked computers, they’re at little risk for sensitive data theft. But a ton of digital equipment goes into most modern construction jobs. Phones and tablets on the job site often contain huge amounts of vital data. If a worker clicks on the wrong email or leaves their phone on the table during lunch break, it could potentially cost you thousands. Cyber liability insurance may not be needed by every contracting company, but in today’s world of rampant cybercrime, it’s an important policy to consider. Do your research to ensure you’re not leaving your business open to financial crisis. Nausea or Vomiting Often, women who experience nausea or vomiting think they have food poisoning, gastrointestinal issues, or a bug. However, these are common heart attack symptoms and should be taken very seriously. Unusual Fatigue New, unexplained fatigue may be a warning sign of a heart attack. However, fatigue can also be a symptom of many other issues, including anemia, depression, thyroid conditions, and even cancer. So even if it’s not a heart attack, it’s still important check in with your doctor. Research suggests that women often don’t recognize heart attack symptoms simply because they don’t know what they are experiencing. The best thing a woman can do is make herself aware of heart attack symptoms and get checked out immediately if there is a concern.

Heart Attack Symptoms in Women

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