Pretty big difference, huh? With just a few small tweaks, this couple went from being nearly $1,500 underwater on their budget to having a zero-based budget that will let them make a 28% down payment on a new home in just two years. Step 5: Track Your Progress Okay guys, just one more step. Once you’ve made your home budget, you can’t stop there! For this whole thing to work, you’ve also got to stick to the budget and track your progress. That means you’ll need to review your transactions throughout each month to make sure you’re staying in line with the amounts you’ve set for each category of expenses. If you’re sticking to your budget every month, you should also be on track to hit the saving goals you set in step one. That means it won’t be long before you’re ready to buy a house. That’s so exciting!
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