CHECKING ACCOUNT COMPARISON
Minimum Balance
Earns Interest
No Service Fee
Safe Deposit Box Discount
Not FDIC Insured
Free Checks
No Minimum to Open Free Personalized Debit Card Free Paper Statements Unlimited ATM Transactions Hills Bank Online Banking
Qualifications
Free Checking
High Interest Checking
$0
$0
If qualifications are met, earn up to 2.00% Annual Percentage Yield (APY) on balances up to $10,000. Earn 0.05% APY on funds exceeding $10,000. (Rates effective 1/10/23)
$10 monthly basic service fee (plus tax), refunded if qualifications are met.
To qualify each monthly cycle: - Deposit(s) of $1,000 or more; and - 25 debits or withdrawals must clear account, these include debit card, ACH, auto bill or loan payment, ATM withdrawals. Fees may reduce earnings. Personal Accounts only.
Gold Checking
Friends Club Checking
$1,000 minimum daily balance or combined relationship deposit balance of $5,000. (See No Service Fee section)
$10,000 minimum or more in household deposits.
Tiered Interest Rates: $0 - 999.99 $1,000 - $9,999.99 $10,000 and above
Tiered Interest Rates: $0-999.99 $1,000 - $9,999.99 $10,000 and above
If balance falls below minimum, a $9 monthly basic fee (plus tax) will be assessed. (See Minimum Balance Section)
Free small box or credit toward a larger box for one year.
50% off any box rental.
Introductory pack.
Free Club checks.
Must be a Friends Club Member. To qualify you must be age 50 or better and meet the minimum balance listed above. Household deposits can be one account or a combination of accounts, including checking, savings, certificates of deposit, and Money Market accounts.
Combined relationship balances are based on banking relationships of the first person listed on the accounts as an owner, joint owner, or sole proprietor.
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