Kansas Drivers UNDERSTAND YOUR PIP BENEFITS Personal injury protection (PIP) benefits is a program set in place to take the pressure off Kansas drivers who have been injured in an auto accident. If your auto insurance is based in Kansas, you pay into this program and should know the options that are available to you in the event of a car wreck. As a “no fault” state, Kansas requires your insurance company to pay your medical bills up to the PIP limit, regardless of who is at fault for the accident. This ensures that everyone involved in the crash can get access to care before sorting out who’s to blame for the accident. This is important because personal injury claims, even with the assistance of a dedicated team of attorneys, can take time to go through. PIP bridges this gap, allowing you to get the care you need without the risk of going into default while pursuing your claim. FAULT DOESN’T MATTER
With the school year fast approaching, families are in preparation mode. Parents are busy buying new clothes and school supplies and thinking about the best way to get their kids safely to school. Keeping your child safe on their commute starts with knowing the transportation method that works best for you and the rules that accompany that method. TAKING THE SCHOOL BUS According to the United States Department of Transportation, the school bus is the safest means of transportation to and from school. Buses are built to withstand a hit and distribute the damage throughout the vehicle, keeping its passengers safe and sound. Knowing basic bus safety will help kids be mindful when taking the bus. Before the school year starts, take your children to the bus stop and show them where they should stand when the bus approaches — a minimum of three large steps or 6 feet from the street. Tell your kids about the importance of sitting still and not standing in the bus while it’s in motion. YOUNG PEDESTRIANS ON THE ROAD Whether your child is biking, walking, or even skateboarding, it’s vital that they know and follow the rules of the road. All children should practice road safety behavior, such as riding on the right side of the road, wearing helmets, stopping at stop signs, and watching out for cars. Internalizing these habits will help them stay aware of their surroundings when traveling to and from school. SHARING THE ROAD When school starts, the roads become even more cluttered than usual. On top of people heading to work, there are large buses making frequent stops, parents rushing to drop their kids off, and young kids biking or walking to school. With the added tension on the road, it’s important to be alert and move cautiously. Slowing down in school zones or around young pedestrians will keep you vigilant and could potentially save lives. Teach your kids to be prepared and safe on the road to ensure that they have a healthy and safe school year. Transportation Safety Tips PROTECT YOUR CHILDREN DURING THEIR COMMUTE
YOUR PREMIUMS WON’T INCREASE
Under PIP, you do not have to worry about your premiums increasing because you sought treatment after an accident. Again,
Not all injuries are visible to the naked eye. Traumatic events, from car crashes to dog bites, can leave you with emotional wounds that may never fully heal. To make matters worse, these damages are pernicious. Despite the real harm they do, emotional trauma can be hard to identify — even within ourselves. IDENTIFYING EMOTIONAL TRAUMA
Make no mistake, these invisible injuries do leave lasting effects on
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