nst the any YOUR CLAIM
RESPONDING TO THAT DENIAL One of the best ways to catch an
insurance adjuster in a bluff is to ask for a written explanation as to why your claim is denied. If they refuse, write the adjuster a letter stating that you had a conversation with them about receiving a denial and that they refused to explain why. This can put pressure on them to give you a better explanation. Be sure to document and make copies of every exchange. AVOIDING DENIAL ALTOGETHER To prevent denial in the long run, there are several steps you can take. First, go over your policy to make sure all the information there is correct. Second, never fall behind on your payments, no matter
TAKE A BREAK
what may happen. Third, don’t conceal any information regarding the car wreck and your injuries. Finally, be as detailed as possible about the car wreck by taking pictures of the car wreck and the injuries you received and contacting witnesses. No matter what steps you take, the best choice is to talk to an attorney. With a lawyer by your side, you can successfully navigate this frustrating situation and choose the best course of action.
Watermelon and Tomato Salad With Turmeric Oil Inspired by BonAppetit.com
ingredients
PROPER CAR SEATS AND BOOSTER SEATS HANDLING
• 1/4 cup virgin coconut oil • 1 tsp peppercorns, coarsely crushed • 1 tsp coriander seeds, coarsely crushed • 1/2 tsp cumin seeds • 1/2 tsp ground turmeric • 4 cups seedless watermelon, diced into 1/2-inch pieces • 2 medium heirloom tomatoes,
One of the most important purchases a new parent will make is a car seat for their child. When we take our children out to visit family and friends and eventually to school, our first priority is to ensure they arrive safely, and a car seat can provide that protection. This is also why it is absolutely essential not only to purchase the proper car seat for your car but to also get the seat inspected before its use. According to the National Highway Traffic Safety Administration (NHTSA), 46% of all car seats in the U.S. are misused, which significantly reduces their effectiveness. However, when the seats are installed and used properly, they can reduce the risk of death for infants by 71% and toddlers by 54% according to the Centers for Disease Control and Prevention, which also reports that booster seats lower the risk of serious injury by 45% in children ages 4–8. Getting the most out of your child’s car seat starts at the very beginning: the purchase. When deciding which seat to purchase for your children, it’s vital to
make sure they are the right fit. A car seat not only needs to be the right fit for your car but also age- and size-appropriate for your child. If it’s too big or small, or doesn’t fit into your car, this can reduce its effectiveness and pose a greater danger to your child. The NHTSA recommends visiting SaferCar.gov/therightseat to find the best seat for your child. When it comes to installing your car seat, make sure to read and follow the instructions from both your car and the car seat. Because each car and seat are different, some instructions may have a vital piece of information in the installation process that the other doesn’t, something you won’t want to overlook. If you’re still unsure if you installed the seat properly or aren’t using the proper seat, set some time aside to visit a local car seat technician to get your installation inspected. For more information and resources regarding car seats and booster seats, visit NHTSA.gov/equipment.
diced into 1/2-inch pieces • 8 oz mild feta, diced into 1/2-inch pieces • Flaked sea salt
directions
1. In a small saucepan, heat coconut oil, peppercorns, coriander seeds, cumin seeds, and turmeric for about 3 minutes or until fragrant. Let cool slightly but do not let coconut oil solidify. 2. In a large bowl, place diced watermelon, tomatoes, and feta. Drizzle with oil mixture and finish with a dash or two of salt.
3
Made with FlippingBook Learn more on our blog