2026 Benefits Enrollment Guide

PG. 18

OTHER BENEFITS

VOYA VOLUNTARY LIFE & LTD BENEFITS VOLUNTARY LIFE AND AD&D • Associate Life — $10,000 up to the lesser of $750,000 or 5x annual earnings • Dependent Life — $5,000 to $250,000 for spouse (cannot exceed associate’s amount); $10,000 per child (birth to 26 years) • Associate AD&D — Amount equal to voluntary life coverage • Dependent AD&D — Amount equal to dependent voluntary life coverage Associates hired after Oct. 1, 2024, may elect up to $200,000 and spouses may elect up to $50,000, no medical questions asked. PLEASE NOTE: Tobacco usage rates apply. To receive non-tobacco rates, you MUST elect non-tobacco status if you do not use tobacco. VOLUNTARY LONG-TERM DISABILITY If you’re unable to perform the functions of your job for more than 26 weeks, voluntary long-term disability pays you up to 60% of your base pay to a maximum of $5,000 per month. Benefits continue up to age 65 (or your Social Security normal retirement age) as long as you remain totally disabled.

TRUSTMARK LIFE+LONG TERM CARE If you need Life+Long Term Care services – assistance with things like basic personal tasks of every day life, such as help bathing, dressing, using the toilet and eating – this benefit through Trustmark allows you to use a portion of the life insurance death benefit for personal and custodial care in a variety of settings such as your home, community, or other facility. Your rate is locked in based upon your age at the time of the effective date of the application.

See Summary Plan Description (SPD) for further details.

Made with FlippingBook Online newsletter