BOARD OF DIRECTORS REPORT
1st Vice Chair Board Chair Randy Schreifels Sony Lubrecht
2nd Vice Chair Sarah Maier Becky Eisenwinter
Rick Wurst
Andrew Johannes
Ken Erickson
Board Associate Bryan Rubin
Dear Members,
On behalf of the Board of Directors, we are pleased to share this year’s report and reflect on a year of thoughtful oversight, disciplined growth, and long-term stewardship at St. Cloud Financial Credit Union. As a member-owned cooperative, the Board’s responsibility is to ensure your credit union remains safe, sound, and well-positioned to serve members today and into the future. In 2025, that responsibility required careful discernment — balancing opportunity with prudence, innovation with risk management, and growth with the values that define our cooperative.
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