OmniFlex Short-Term Care

Underwritten by: ManhattanLife Insurance and Annuity Company 10777 Northwest Freeway, Houston, TX 77092

Standard Life and Casualty Insurance Company PO Box 510690; Salt Lake City, UT 84151-0690

Benefits and riders may vary by state and may not be available in all states.

This is not a full disclosure of plan qualifications and limitations. To access the complete disclosure list for the Short-Term Care product, visit disclosure.manhattanlife.com. Please review this information before applying for coverage. The amounts of benefits provided depend on the plan selected. Premiums will vary according to the selection made. POLICY FORM NUMBER AL7060, AL7060I, AL7060ID, AL7060IID, AL7060LA, AL7060ILA, AL7060MT, AL7060IMT, AL7060OK, AL7060IOK, AL7060TX, AL7060ITX, (including state variations) RIDER FORM NUMBER AL7060HC, AL7060IH, AL7060HR, AL7060HCOK, AL7060IHOK, AL7060HROK, AL7060HRMT, AL7060HCTX, AL7060IHTX, AL7060HRTX, (including state variations)

This brochure only provides a brief description of the important features of your policy. Only the actual policy provisions will control; therefore, it is important that you READ YOUR POLICY CAREFULLY.

SOURCE INFORMATION 1 Korom, Joseph J. "The American Skyscraper, 1850-1940: A Celebration of Height", Braden Books, 2008. 2 https://www.seniorliving.org/nursing-homes/costs/#:~:text=According%20to%20Genworth's%20 estimates%2C%20the,per%20day%20or%20%249%2C555%20monthly 3 2022 Milliman Long Term Care Insurance Survey, July 2022 4 American Association for Critical Illness Insurance, “Critical Illness is a Real Risk,” 2012 5 https://www.care.com/c/average-nursing-home-stay/#:~:text=What%20is%20the%20average%20 nursing,of%20progression%20for%20health%20conditions

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