Optional Simple Inflation Benefit No matter your financial situation, keeping an eye on the horizon in terms of costs is key. With the OmniFlex™ Simple Inflation Option, your benefits grow 5% beginning on the 6th policy anniversary date and increase by the same dollar amount each subsequent anniversary, until your Daily Benefit reaches double its value. An OmniFlex™ Example: Daily Base Benefit Elected $200 On the effective date benefit starts at 50% of daily benefit amount selected. The graph below illustrates how a $200 Daily Base Benefit starts at $100 and grows over time.
$500
$400
$300
$200
$100
Home Health Care Rider The OmniFlex™ Home Health Care Rider was created to help provide you with the option to recover from accidents or illnesses from your own home. This rider pays an indemnity benefit for any day you receive a covered home care service, which include: Nursing Care Services (including from a Home Health Aide), Physical Therapy, Speech Pathology, Occupational Therapy, Chemotherapy Specialist Services, Enterostomal Therapy, Respiratory Therapy, Medical Social Services & Non-Medical Homemaker Services . This rider can help offset the rising costs² of these services. $0 0 1 2 3 4 5 6 7 8 9 10111213141516171819202122232425 By year 5, your daily benefit grows to $200. With the Simple Inflation Benefit, your daily benefit grows to $400 by year 25. Optional Riders
$169/Day Home Health Aide
$100 - $400/Session Physical Therapy
$100 - $250/Session Speech Pathology
$56 - $400/Session Occupational Therapy
Hospital Indemnity Benefit Rider* This valuable OmniFlex™ rider pays a daily cash benefit to help cover the ever-increasing co-pays, deductibles, or other miscellaneous costs associated with a hospital stay. This rider pays regardless of other insurance coverage you may have in place. *Lifetime Max of 180 days
2 Source information on back. *Not available in NH
Made with FlippingBook - PDF hosting