Claim Example: Anthony Anthony’s goal was to age in place in the home he and his spouse* of 40 years loved. Planning ahead to accomplish his goal, he purchased an OmniFlex™ STC plan that included a $280 base Daily Benefit, a 360-Day Home Health Care Rider and 5% Simple Inflation benefit. He especially liked the built-in Fast-50™ benefit that pays first-day cash — even for help from a spouse*, family or friends. Anthony owned his OmniFlex™
plan for 10 years before his health changed and he needed assistance. Due to the Inflation Benefit, his Accrued Daily Benefit for both Facility Care and HHC had grown to $350, and he was pleased to learn his Fast- 50™ HHC Benefit would pay $175 per day. Despite his challenges, his spouse*, Sandy, provided informal care at home. So at claim time, Anthony chose to collect his $175/day Fast-50™ HHC benefits, which began immediately and could be used in any way the family needed. After 6 months, Anthony recovered and regained his independence. His policy had paid a total of $31,500 in Fast-50™ HHC benefits.
The Power of the Fast-50 ™ Fast-50™ is a unique, built-in feature of OmniFlex™ Short-Term Care plans. This benefit pairs with the Facility Care Benefit and/or Home Health Care Benefit, if selected, and allows you to receive 50% of your Accrued Daily Benefit, without first satisfying your elimination period . Anthony’s story above is not unique. Many individuals want to remain in their home for as long as possible. And when the need for care arises, they turn to a spouse*/partner, family member or trusted friend for help. The first-day cash from Fast-50™ can provide the perfect solution. Not an actual policyholder or claim example - for example purposes only. OmniFlex™ allowed Anthony to recover in his own home, with care provided by a caregiver of his own choice. He still had 6 months remaining in his Benefit Period, should his need for care return in the coming weeks and months. Better yet, if he fully recovered for a minimum of at least 180 days, he had peace of mind knowing his OmniFlex™ plan automatically included a Restoration of Benefits.
*In NV, and OR, spouse or domestic partner; In RI, spouse or civil union partner.
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