Frugality Doesn’t Have to Mean Deprivation TREAT YOURSELF ON THE CHEAP
Check Out the Library If you’re not in the habit of using the library for recreation, you’re missing out on a great opportunity. Check out entire seasons of popular TV shows and cut cable and TV streaming packages from the budget. The library also has a great selection of movies, books, audiobooks, video games, and CDs. Best of all, everything’s free! Rent, Don’t Own What about owning cool stuff? Well, even if you can’t afford to buy everything you want brand-new, it’s easier than ever to borrow and share. There’s a totally free online platform called Peerby that connects people who want to borrow and lend items, including everything from power tools to folding chairs. Want to throw a party but can’t afford all the decor and seating? Someone on Peerby has you covered. Never again let a lack of ownership keep you from doing the things that make you happy!
Frugality might seem like a death sentence for fun, but if you’re creative, it’s more than doable to have a great time and still live well within your means.
Stay In Usually, activities you do “out” will cost significantly more than the same thing done at home (such as watching a movie on your couch instead of at the theater or cooking a great dinner instead of going out to eat). It’s always more fun if you can turn home cooking into a game, like starting with a
few leftover ingredients and seeing what amazing new dish you can come up with. And here’s a bonus — if you do date night at home, 90 percent of the time, you’ll still be able to splurge on the occasional night out.
The point is, you really can have an amazing life without spending a ton of money. So get out there, save, and have fun!
Stanley Stanley celebrated his 44th birthday by getting injured at work! Employed as a sanitation foreman for a municipality near Columbus, Stanley was loading a washer and dryer on a truck in January. The lift gate had ice and snow on it, and he slipped and fell. Although he was knocked out, he didn’t think his injury was serious. He continued working, and by the end of the month, he went to his doctor and discovered he had torn a meniscus in his knee. Following surgery, he returned to work until he underwent the first of several back surgeries, a shoulder surgery, and another knee surgery. Previously very active, Stanley’s symptoms were aggravated with activity, and even pain medication offered little relief. Ultimately, Stanley’s drastically altered lifestyle (he could no longer work, enjoy hobbies such as working on his car, or even cut his grass) resulted in depression that further impacted his ability to enjoy life. He experienced significant stress, worrying how he would continue to provide for his family. Owing to his significant physical injuries, his emotional decline, ninth-grade education, and inability to return to work, we were successful in having Stan placed on permanent total disability for his work-related injuries, as well as Social Security disability. After his award of Social Security disability, Stan decided to settle his permanent total disability claim with the Bureau of Workers’Compensation for nearly $300,000.
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