Western_Grower_Shipper2020MarApr

accommodate the needs of the workforce. • Remind employees of the availability of any possible Care Management programs for chronic conditions and wellness services. Productivity losses from missed work due to poor health care and preventable chronic conditions cost employers $225.8 billion, or $1,685 per employee, each year, according to the Centers for Disease Control and Prevention (CDC). All WGAT plans have access to our Pinnacle Health Management program. Conditions offered (high cholesterol), weight management and depression. Our add-on programs include a Mom-to-Be Program, which supports expectant moms during pregnancy, delivery and post-natal care, and our Nicotine under the program include asthma, diabetes, hypertension, hyperlipidemia

Cessation Program to assist participants in ending their nicotine dependence. These programs include educational and support materials and monthly coaching sessions from a health care professional. • Talk about benefits outside of open enrollment. Health care isn’t a once-a- year thing—it’s something that happens year-round. Employees will get sick, and in some instances, bigger issues will arise. By keeping benefits information readily available and in everyone’s mind, employees will make better decisions if there’s an illness or condition that needs to be addressed. • Communicate the availability of additional

through their health plan. If you have an online portal, make sure your employees receive the necessary training so they can navigate it without any problems. For members who have a WGAT plan, they have access to our Healthview portal, which enables them to look up available providers, check their claims status, verify deductible and out-of-pocket maximums, request replacement ID cards, and more. In addition to these tips, remember that if you have the WGAT plan, your Western Growers Insurance Services account manager can assist you as needed. If you don’t have the WGAT plan but want more information or are interested in purchasing the plan, contact a WGAT sales representative at (800) 333- 4WGA.

tools. Most employees are surprised to learn about additional tools, such as discounts or services that are available

In addition to serving as executive vice president of Western Growers Assurance Trust, David Zanze is the president of Pinnacle Claims Management, Inc.

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MARCH | APRIL 2020

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