Eligibility Requirements  | 4 | 
Open Enrollment  | 4 | 
Online Enrollment  | 4 | 
What Do I Have To Do?  | 5 | 
Where Do I Go If I Have Questions?  | 5 | 
Benefits Advocacy – Here To Help  | 6 | 
Parker, Smith & Feek, Inc.  | 6 | 
How Much Do I Have To Pay?  | 6 | 
Contact Information  | 7 | 
Benefits Summary  | 8 | 
Supplemental Life  | 15 | 
Reliance Matrix  | 15 | 
Reliance Standard “Lock-In” feature  | 16 | 
Healthcare Reform  | 19 | 
Annual Reminders  | 20 | 
Special Enrollment  | 20 | 
Notice Regarding the Women’s Health and Cancer Rights Act of 1998  | 20 | 
HIPAA Privacy Practices  | 20 | 
COBRA  | 21 | 
Important Notice from Taylor Metal Products about Your Prescription Drug Coverage and Medicare  | 22 | 
When Can You Join a Medicare Drug Plan?  | 22 | 
What Happens to Your Current Coverage If You Decide to Join a Medicare Drug Plan?  | 22 | 
When Will You Pay a Higher Premium (Penalty) to Join a Medicare Drug Plan?  | 23 | 
For More Information about this Notice or Your Current Prescription Drug Coverage…  | 23 | 
For More Information about Your Options under Medicare Prescription Drug Coverage…  | 23 | 
Premium Assistance under Medicaid and the Children’s Health Insurance Program  | 25 | 
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