Member investments brochure July 2025

MEM0052 Member investments brochure

Invest confidently for a brighter tomorrow

Returns of up to 6

Doing good together

Doing good together every day We are a purpose-led Society, guided by the co-operative values established 180 years ago. This makes us different from many other organisations in that we use our profit to do good things locally and in the wider world. We are owned and run by our members, who by investing with us, help us make a positive difference in our communities every day.

Thank you again for being a part of our thriving co-operative; together, we’ve achieved incredible results. In the past year alone, our members invested millions of pounds and supported projects that improved many people’s lives and made the world a little better, kinder, and healthier. Take a look at these fantastic examples to see how your investment is making a difference:

Over £4.6M

Over £800,000 invested in energy efficiency, reducing our carbon emissions

£287,000 given to local good causes

invested in improving sites and building 3 new food stores and a new nursery

In the year ahead, together with our members, we will continue investing in projects that create a fairer future:

Reduce our direct greenhouse gas

Support renewable energy across our sites by installing more solar panels

Reduce our controllable food waste by 30%*

Change lives through programmes such as Fairer Futures and Bright Future Co-op

emissions by 40%*

*Compared to 2019

Invest and do good From changing lives through programmes like Fairer Futures to reducing food waste and funding community groups, together, we make the world a little kinder, greener, and healthier. It’s because of caring people like you that we achieve incredible things. By investing with us, you’ll not only benefit from a guaranteed return, but you’ll also become part of something bigger and special. Your money will help power causes that matter to our members and reflect our long-standing values as a co-operative society. Members can also be confident that they will get exceptional value from their investments. Our Fixed Term Investments are exclusive to members and at highly competitive rates.

The member exclusive rate of 6% AER will be held until the end of August 2025.

Investments range from £500 to £99,999

Term Gross

AER

£1,000 investment return

£60

1 Year 2 Year 3 Year

6.00% 6.00% 6.00% 5.83% 6.00% 5.67%

£120 £180

Interest is paid at the end of the term and, while early withdrawals are possible, interest will be forfeited if the investment has not reached its maturity. By investing in Your Co-op, part of The Midcounties Co-operative, you are a shareholder and as such, if the Society is unable to meet its debts and other liabilities, you may lose the value of your shares.

Your Co-op working to create a brighter tomorrow Thank you for being a part of our thriving co-operative. Your investment helps us continue to do good together; building a fairer, more sustainable and ethical future. It’s easy to invest online with our Member Investment Portal, or you can contact a member of our team at investments@midcounties.coop

Scan me to see our Fixed Term Investments

Join in today It’s quick, safe and simple to invest online. Just scan the QR code to sign in or register for our Member Investment Portal. Alternatively, feel free to reach out to a member of our team at investments@midcounties.coop or call 0800 093 7553. They can help answer any questions you might have.

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