CONTENTS
18 Sophie Liard
THE VIEW, PAGE 18
DO YOUR RESEARCH
AS BUYING A HOME IS SUCH A HUGE COMMITMENT
REGULARS
the key questions you should ask your conveyancer when buying your first home. 86 Finance Mortgage rates are up and down. Kay Hill examines the constantly changing mortgage market and highlights some new initiatives on the scene. 88 Market Social media and influencers are more popular than ever, especially with first time buyers trying to navigate the journey to homeownership. Ginetta Vedrickas investigates the trend and talks to some of those offering advice. 90 Agony Agent All your property questions answered by our panel of experts. 93 Buyer’s Guide Check out FTB’s Buyer’s Guide, which walks you through the property buying process. 98 The difference between leasehold and freehold Coralie Phelan, Partner and Head of Resales and Staircasing at Prince Evans Solicitors LLP, explains the main differences between leasehold and freehold. 100 Directory Check which scheme is right for you, plus some useful contacts. 106 20 Questions We ask 20 quick-fire questions to a property expert and in this issue Harrison Smith, Founder and Managing Director of Tidywork Studio, is in the spotlight.
34 Hotspot We look at Wembley as a place to live. 50 Hotspot We take a look at the town of Bedford as a place to consider in your property search. 56 Hotspot We examine what Enfield has to offer as a place for a first home.
74 FTB’s Christmas Feast Face-Off
The supermarkets are all offering a large range of delicious and varied Christmas fayre. We have tried and tested the best to bring you a guide to this season’s most delicious offerings.
80 First home, first meal For a change this festive season try this delicious recipe for Fire Roasted Lamb Shoulder with smoked maple and festive spices, created by Jean Delport, Executive Chef of one-Michelin-starred restaurant, Interlude. 81 Know how Some clever ideas on how to create a budget-friendly Christmas with first time buyers in mind. 82 Digital ID checks Stephen Ward, Director of Strategy and External Relations at the Council for Licensed Conveyancers explains what is being done to streamline the process of buying a home. 84 Questions you should ask your conveyancer Bevin Woby, Director at Shared Direction Conveyancing, explains
77
Competition Win a stunning collection of Denby tableware worth £276.
79
Competition Win two tubs of V33 renovation wall tile and panelling paint worth £80.
First Time Buyer December 2024/January 2025 5
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