First Time Buyer December 2024/January 2025

HOME TIPS

Know how to budget for Christmas... Clever ideas that can help create a resourceful, enjoyable, and most importantly, a budget-friendly Christmas for first time buyers who are looking to save this Christmas.You don’t have to take the joy out of the season, you just need to know how to do it...

Creative gift wrapping ideas

Online Christmas cards

Skip paper cards: Send digital Christmas cards via emails which will help you save money on stamps and reduce paper waste!

Upcycle old items: Reuse old posters, children’s artwork or scrap paper to create wrapping paper.

Thrifty gifting Charity shops are your friend: Shop at charity shops, or use Vinted and Depop to nd hidden secondhand treasures that can make affordable and thoughtful gifts.

Make use of cashback and loyalty points Shop with rewards: Get savvy with your loyalty points at supermarkets and shops to stretch your budget further.

Create a Christmas Memory Jar Memory-based gifts: Instead of material gifts, why not create a "memory jar" lled with notes of shared memories with friends and family to reminisce over a drink and Christmas dinner.

Minimalist Christmas Quality over quantity:

Choose one or two high- quality, meaningful gifts rather than multiple smaller, less signicant items, especially if shopping for children. It’s denitely easy to get carried away, but try to hold on to the reindeer reins this time!

Bake instead

of buy Homemade

Gift your time

Christmas treats: Get baking and making this year rather than lling

Time-based gifts: Gifting your time instead of material goods is a great way to save money! Offer babysitting for friends and family or help with DIY projects.

your trolley. Cookies or

cakes can even be used as gifts!

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