Critical Protection and Recovery Including Life Threatening Cancer
This is a Critical Illness Insurance Policy Underwritten by ManhattanLife Assurance Company of America and The Manhattan Life Insurance Company
Not available in all states.
CPRC-BR 0520
Critical Protection and Recovery
This is a Critical Illness Insurance Policy
Developing A Critical Illness Can Cause Unnecessary Hardships For Most Families! THESE TYPES OF CRITICAL EVENTS CAN INTERRUPT OUR LIVES: • Heart Attack • Major Third-Degree Burns • Paralysis • Stroke • Major Human Organ Transplant • End-Stage Renal Failure • Coma • Coronary Artery Bypass Surgery • Cancer
WHAT’S THE SOLUTION? The Critical Protection and Recovery Plan!
We Pay!
PLAN 1 PLAN 2 PLAN3 PLAN 4
First Occurrence Benefit (FOB) We will pay the selected amount when first diagnosed as having a covered specified health event, payable once.* Monthly Income Benefit We will pay an additional 10% of first occurrence benefit per month for 12 months.* Recurrence Benefit We will pay 50% of the first occurrence benefit if a recurring or another specified health event occurs more than 365 days after the FOB became payable.*
$5,000 $7,500 $10,000 $20,000
$500 $750 $1,000 $2,000
$2,500 $3,750 $5,000 $10,000
*See outline of coverage for benefits.
Also Included In All Plans
Hospital Confinement Benefit We will pay for each day of Confinement for treatment of a Covered Specified Health Event.* No lifetime maximum. Ambulance Benefit The ambulance transportation must occur within 180 days following the occurrence of the most recent Covered Specified Health Event.* Limit: Twice per occurrence of Covered Specified Health Event. No lifetime maximum. Transportation Benefit Pays transportation costs when prescribed medical treatment that must be provided in a Hospital or medical facility that is located outside of a 75-mile radius of the residence. This benefit is limited to $1,500 per occurrence of a Covered Specified Health Event.* Must be within 180 days of Covered Specified Health Event. No lifetime maximum. Lodging Benefit Actual charges incurred for the Covered Person or any one adult member of the immediate family when a covered person receives prescribed special medical treatment at a Hospital or medical facility that is located outside of a 75-mile radius of the residence of the Covered Person within 180 days of Covered Specified Health Event.* Not payable for lodging occurring more than 24 hours before or after special medical treatment. No lifetime maximum.
q $300 per day
q $1,000 Air q $250 Ground
q $0.50 Noncommercial q Actual Commercial
q $70 per day
Waiver of Premium Benefit (Does not apply in NJ) If the Named Insured becomes Totally Disabled for 60 days as a result of a Covered Specified Health Event, ManhattanLife Assurance Company of America/The Manhattan Life Insurance Company will waive the premiums that fall due for the remainder of that person’s Total Disability.* (Disability must occur prior to age 60. Premiums must continue to be paid for 60 days after commencement of disability. Benefit does not apply to spouse and children.)
*See outline of coverage for benefits.
Underwritten by: ManhattanLife Assurance Company of America The Manhattan Life Insurance Company 10777 Northwest Freeway, Houston, Texas 77092
This is not a complete disclosure of plan qualifications and limitations. Please access our website to obtain a completed list for the Critical Protection and Recovery product at disclosure.manhattanlife.com . Please review this information before applying for coverage. The amounts of benefits provided depend on the plan selected. Premiums will vary according to the selection made.
Policy Form Numbers CI-B, CI-B LA 10/02, CI-B OK, CI-B TX, ML-CI-B (including state variations)
For use with states: AL, AR, AZ, CO, DC, DE, IA, IN, KS, KY, LA, MI, MN, MO, MS, NC, ND, NE, NH, NM, NV, OH, OK, OR, RI, SC, TN, TX, UT, VT, WA, WI, WV, and WY. This brochure only provides a brief description of the important features of your policy. Only the actual policy provisions will control; therefore, it is important that you READ YOUR POLICY CAREFULLY.
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