The Truth Behind Debt-Collector Fearmongering ‘WE’LL SEND THE SHERIFF!’
Debt collectors can be very aggressive. It’s their job to get people to pay the money they owe and they aren’t afraid to use fear to get the job done. Many people have gotten a call from a debt collector and heard this line: “If you don’t pay us today, we’ll have the sheriff come to your house and we’ll start garnishing your wages.” This is the kind of threat that will send people into a moment of pure terror. They believe that within hours, they could be arrested and lose their paycheck all because of some unpaid bills. But this is misleading fearmongering used to force people into paying money they don’t have. Here is the truth behind these threats.
company. The sheriff might come to your house to serve you a lawsuit from the debt collector, but that amounts to little more than handing you a piece of paper. In this situation, the sheriff is just a mailman with a badge.
that will happen in a single day, so if you are worried about having your wages garnished, you have time to reach out to a bankruptcy lawyer and get help. Being in the crosshairs of a debt collector can be scary, and the situation is made worse by these kinds of half- truths that debt collectors tell to frighten you into paying them. Get the low-down on these dirty tricks and learn how to protect yourself by calling 205-705-3590. Bankruptcy attorney Matthew Dunaway can help you deal with debt collectors and get yourself out of a scary situation.
“We’re going to garnish your wages today !”
While debt collectors can garnish your wages, they can’t just snap their fingers and make it happen. Unless your debt is related to taxes or student loans, you must first have a judgment against you in order for your wages to be garnished. This means that, in order to garnish your wages or your bank account, the debt collector has to sue you.
‘The sheriff is coming to arrest you!’
If a debt collector threatens to send the sheriff to your house, you don’t have to worry that you’ll be dragged off in handcuffs. You can’t be arrested for owing money to the credit card
That’s not something
‘Headless’ Apples on Horseback Recipe of the Month
Good News
A take on the classic “devils on horseback” hors d’oeuvres, this recipe requires only three ingredients. These little bundles of flavor are the perfect finger food for your next get-together.
John 14:27
Ingredients • ●16 very thin slices of pancetta (or cured, unsmoked bacon) • ●2 pink lady apples Directions 1. Core apples and cut each into 8 wedges. Remove rind of manchego cheese and cut into 2-inch sticks. 2. Heat a grill pan or skillet to medium-high. 3. On a cutting board, lay pancetta or bacon slices flat and place an apple wedge and piece of cheese in the center of each.
• ●3 ounces manchego cheese, • 1/4 inch thick • ●Toothpicks for skewering
“Peace I leave with you; my peace I give you. I do not give to you as the world gives. Do not let your hearts be troubled and do not be afraid.”
4. Roll pancetta tightly and skewer with toothpick. 5. Grill until cheese is melted and pancetta or bacon is golden and crispy, about 5 minutes. 6. Drain excess grease on a paper towel and serve hot.
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