FINDING FULFILLMENT IN YOUR GOLDEN YEARS
Why More Adults Over 55 Continue to Work
According to the Bureau of Labor Statistics, upward of 40% of people aged 55 and older are continuing to work past the normal retirement age. There are a number of reasons why people are choosing to stay employed, with one of the biggest being a lack of retirement funds, but some are also using work to keep their minds and skills sharp. In fact, most of the jobs that the 55-plus crowd goes after keep them engaged with the community and help them lead more active lives.
The BLS categorized the jobs many older workers are currently pursuing:
Real estate appraisers/assessors
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• Property/real estate/community association managers • Technical writers • Tax preparers • Construction/building inspectors • Crossing guards • Clergy These seven jobs are projected to grow between 8–14% over the next six years according to BLS data. They often pay well and don’t always require a full-time commitment. Many even offer flexible schedules, which can help older workers spend more time with peers or loved ones. This balance is exactly what many older workers are looking for, especially those who are “part-time retired.”
More importantly, however, most older workers find these jobs fulfilling. They allow older folks to interact with the community and stay active, both of which, research suggests, are essential to healthy living as people age. For many, working past retirement, or not leaving the workforce entirely, can be a win-win-win: It’s a win for your bank account, a win for your health, and a win for the community.
A Client IWould TrustWith My Life … Literally!
Meet Sam Cordeiro, an Emergency Room Doctor and Awesome Guy
It’s not very often you meet a person whose personality seems to perfectly align with their chosen career. You might meet salesmen with a proclivity for convincing buyers their product is exactly what they need, but many of them will tell you it took years to perfect their sales pitch. You might meet financial advisors who always seem to keep a level head and offer the best advice, but they will later tell you their rational decision-making tactics rely on years of formal education and study. You might even meet a tax strategist and CPA who found a way to save you thousands of dollars on your tax return last year, but he will admit his ability stems from decades of working with a variety of clients. When I met one of my favorite clients, Sam Cordeiro, three years ago, he told me he was an emergency room doctor, and, after talking to him for just a few minutes during that first consultation, I was blown away by how well his profession matched his personality. Of course, he attended school for far longer than most of us, and, as a doctor, he knows everything there is to know. But it wasn’t his
education that made me realize how well-suited he was for his job; it was his overall demeanor.
He is an extremely humble and unassuming guy who always seems to keep his cool. When you think of a doctor rushing around an emergency room trying to save people’s lives, you might picture them being intensely serious. But Sam isn’t like that. He is pleasant, kind, and laid back, which makes him an excellent ER doctor. If I got beat up in an accident, I’d want a doctor like Sam treating me. His ability to stay calm and collected would be reassuring. Every day when Sam heads into work, he doesn’t know what situations will come his way. But he faces whatever comes through the hospital doors, maintains his composure, and, even though he meets patients on their worst days, he constantly reassures them without judgment. All in all, Sam is a fantastic client to work with and an all-around awesome guy. I’m glad to know he is one of the great doctors in our area entrusted with saving lives!
2 • www.AdamLibman.com • Pay Less Taxes by Implementing Tax Reduction Strategies
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