Law Office of Matthew Konecky - May 2021

CARACCIDENTAND NO INSURANCE? Here’s What Happens Next

“I was in a car accident and I don’t have insurance. What happens next if it wasn’t my fault?” This is a common question. If you were involved in an automobile accident as a passenger and you don’t have insurance, you don’t have to worry if the driver of the vehicle you were in did not cause the accident. As a passenger involved in a car accident in Florida, you are entitled to personal injury protection (PIP) benefits that can cover most medical bills. Additionally, you may make a claim against the at-fault driver’s insurance for any bodily injury damage. However, if you were involved in an automobile accident and you own a car without insurance , you may face criminal implications. Driving without insurance is illegal in Florida and it’s a serious problem that could result in the suspension or revocation of your driver’s license. If you do not alert the police of your accident and attempt to make a claim against the other driver after the accident, your claim may be rejected. It’s best to alert the police of any automobile accident just for the purpose of being on the record.

If you make a claim against the other driver later, the other driver’s insurance can deny that the accident occurred without a police record present. While calling the police may implicate you of a crime, it is best to do so, especially if you believe you are injured. If your driver’s license and registration are suspended for failure to carry auto insurance, contact an experienced criminal defense attorney who can review your case and help to reinstate your license.

What happens if you are involved in a car accident with a vehicle that is not yours? While you may not own a vehicle (which means you have no insurance) there is a good chance the vehicle itself may be insured. If you have permission to be in use of the vehicle, you will be covered under the vehicle owner’s insurance policy. If you own a vehicle and have not insured it, you will not be entitled to the other person’s insurance for PIP benefits, but you can still make a claim against them for bodily injury damage.

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Cooking With Ashley

ShavedAsparagus Salad

Tangy citrus and salty Parmesan cheese complement earthy, fresh asparagus, a favorite spring vegetable with a short growing season.

Ingredients

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1 lb asparagus spears 1 tbsp lemon juice 1 tsp Dijon mustard

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3/4 cup Parmesan cheese, grated

1/2 tsp kosher salt

1/8 tsp red pepper flakes

3 tbsp extra-virgin olive oil

Freshly ground black pepper, to taste

Directions

1. With a vegetable peeler, shave each asparagus spear from tip to base. This is easiest to do if the asparagus is on a flat surface. 2. Place shaved asparagus in a bowl and blot off excess moisture with a paper towel. 3. In a separate bowl, make a vinaigrette by whisking together lemon juice, Dijon mustard, and olive oil. 4. Pour vinaigrette over shaved asparagus and add Parmesan cheese, salt, red pepper flakes, and black pepper. Toss to combine. Taste and adjust seasonings.

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Inspired by ThisSavoryVegan.com

www.matthewkoneckypa.com

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