First Considerations in Starting a Family Child Care Busine…

for licensure with a licensed capacity of more than ten as well as for applicants using mobile homes, those using solid fuel heating, those in multiple occupancy buildings. As a practical matter, counties now require such an inspection from all applicants. If, in the judgment of the county agency representative a potentially hazardous condition may be present, due to a violation of Minnesota Rules 9502.0315 to 9502.0445, the applicant shall obtain an inspection from a fire marshal or other public health and safety official to verify the absence of hazard and to report to the agency. In effect this means that the applicant must correct any deficiencies and have that verified to the agency by re-inspection, or a variance must be approved under Minnesota Rules 9502.0335 Subp. 8. The applicant has 60 days to make any corrective changes and contact the agency for re-inspection. • Discussion of insurance coverage and the requirements of Minnesota Statutes § 245A.152 and Minnesota Rules 9502.0355 Subp. 4. The statute requires that parents be informed prior to admission of the child either: - That the provider carries liability insurance, in which case the provider must make the certificate of insurance, including its date of expiration, available for inspection. On expiration the provider must then notify the parents either that coverage has lapsed or that it has been renewed and – if renewed – give the new expiration date. Or, - That the provider does not have liability insurance. This notice is to be provided annually and parents must be notified of any change in insurance status. Written affidavits signed by parents must be maintained demonstrating their acknowledgement of lack of insurance or changes regarding insurance status. The rule provides that where the provider has liability insurance for bodily injury it must be in the amount of at least $100,000 per person and $250,000 per occurrence.

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