Medicare Corner
Common Open Enrollment Notices You can make changes to your Medicare coverage each year during Medicare’s Open Enrollment, which runs from October 15 to December 7 . Around September, you may have received notices with information about changes to your coverage for the coming year. Read these notices so you can decide if your coverage will continue to meet your needs or if you should change it. Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) • Sent to people who have a Medicare Advantage Plan or Part D plan. • Notices include any changes to your plan in 2025 . • Look for any changes to the plan’s: Provider Network – will your preferred providers still be part of your plan’s network? Costs – will your out-of-pocket costs be within your budget? Formulary – are all your prescribed drugs still part of your plan’s list of covered drugs in 2025? If you are unhappy with any changes to your plan, you can enroll in a different plan for 2025. The Medicare & You Handbook • Sent to everyone enrolled in Medicare. • Includes information about Medicare-covered services. • Lists Medicare Advantage Plans and Part D plans in your area.
• If you did not receive a Medicare & You handbook, you can call 1-800-MEDICARE to request your region’s copy be sent to you.
Other Notices You May Receive
Plan Non-Renewal Notice You would have received this notice in October if you are enrolled in a plan that is leaving the Medicare program in the coming year. You should enroll in a new plan during Open Enrollment. If you do not enroll in a new plan at this time, you will also have until the last day in February to enroll in a new plan. Consistent Poor Performance Notice You received this notice in late October if you are enrolled in a plan that has received a low rating for three or more years in a row. A low rating is three stars or fewer out of five. Plans are rated on their quality and performance, such as how well they handle appeals. This notice encourages you to look at other plan options in your area.
This project was supported in part by grant number 90MPPG0022, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.
November/December 2024, Never Too Late | Page 11
Pima Council on Aging
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